Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk

Unsecured Loans

  • Loans from £50 – £25,000
  • 60 Second Applications with Instant Decisions
  • Every Responsible Lender
Fill in the application form
Get an offer from the best lender
Get funds straight into your account

Representative 305.9% APR. Representative example: £400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% pa (variable)
We are an Introducer Appointed Representative of Quint Group Limited, who are a credit broker not a lender. moneybolt Introduces customers to Monevo Ltd who are an Appointed Representative of Quint Group Ltd. for the purposes of obtaining a loan. LoanLoad does not provide any loan or consumer credit products directly.

Unsecured Loans

Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Loans subject to status. Over 18s only. Minimum loan amount may apply.
Rates from 4.5% APRC to 65.2% APRC are available – the highest rate is for customers with severe credit problems. Loans available from 1-25 years. TYPICAL 10.9% APRC variable

Why people choose us

Low Representative APR

APR takes into account the amount of interest that will be charged to you for borrowing a certain amount of money.

Fair, Fixed Interest Rates

We won’t try and fool you by luring you in on a low-interest rate only for it to change later.

Potential to Payoff Your Loan Early

Some lenders and brokers arrange loans with flexibility at the centre of what they do.

We can Arrange Loans up to £25,000

Apply today and the loan you are looking for could be arranged by our lenders or brokers within a few minutes.

7 reasons why you may want to take out a 10000 loan in the UK

For numerous people in the UK, taking out a loan plays a vital part in their overall finances. From payday loans, personal loans, to auto loans, there is an assortment of loan products in the country that can be accessed with ease just with the use of your Smartphone as long as you are connected to the internet. Here are 7 reasons why you may need to secure a 10000 loan in the UK:

  1. Purchasing a new car – Automobile dealers and financing companies are notorious for their exorbitant deals buts it’s difficult not to rely on them because rarely will we have the entire cash on hand for the purchase of a new car. If you want to avoid dealing with costly car financing however, you can take out a 10000 loan as a more affordable alternative.


  1. Purchasing a House – Having a home is a monumental event in any person’s life. Nowt the best way to achieve this is to apply for a mortgage loan from a bank or lender who is ready to finance your new home based on your needs and present circumstances. You will also need to have enough money to fund the needed deposit and if you still don’t have one, taking out a 10000 loan is a solution you can look into.


  1. Home Improvements and repairs – 10000 loans are also widely used by Britons who are looking to make vital improvements or repairs in their homes. Whether it’s a guarantor loan or personal loan, a 10000 loan can often be used for any purpose and this includes home renovation and enhancement projects.


  1. Academic advancement – Studying at a college or University can be very costly and this is something that many people in the UK can’t simply afford. If tuition fees and miscellaneous costs are too much to bear, you can take out a 10000 loan to cover them and pay back the money that you owe once you become stable financially.


  1. Holiday Expenses – If you want to spend Christmas and other holidays with a bang, then taking out a 10000 loan is an option that you can consider. You may also want to use the money that you borrowed to address various vital expenses like rent and utility bills when you have exhausted all your money during the holidays. The choice is up to you but it sure helps to have extra funding during and after the holidays.


  1. To cover urgent bills – Emergency situations can happen anytime and it can often be overwhelming even to the best of us. When you or a family member becomes rushed to the hospital and the medical bills keep piling up every day, a 10000 loan could be the lifesaver you need.


  1. To become financially independent – Borrowing money from family and friends is something that you may normally have to do at some point in your life. However, if you want to show your loved ones that you are financially independent, you may want to avoid asking them for financial aid when things get rough or if you want to start a life of your own. With that being said, securing a 10000 loan is often the more ideal option than borrowing from mom and dad especially if you put a premium on personal independence.

why choose 10000 loan

Taking out a 10000 loan from a responsible lender

Unfortunately, UK’s loan industry is not free from dubious lenders, scams, loan sharks and the like. For this reason, it’s extremely important that you take out a 10000 loan only from lenders who are responsible and have a long history of providing trustworthy service. First, you want to choose a lender that is licensed by the FCA or Financial Conduct Authority. The FCA has put in place numerous legislation that is designed to better protect borrowers from exploitative deals and exorbitant fees. This means that if a lender is FCA licensed, then it would be following lending practices that are generally safe, moral and legal.

Borrowing a 10000 loan for the right reasons

As much as possible, it would be best to borrow money, whether it’s from your family and friends or from a bank, if the reason includes covering unnecessary costs and expenses. If you want to purchase a new Television for instance, then it might be best to save for its purchase rather than taking out credit.

However, if your need is really urgent, then taking out a loan would make complete sense. Emergency costs are some of those things that you can consider as a valid reason for borrowing money. Aside from that, major expenses like a house or car can also be a great reason to take out a 10000 loan. After all, buying a new car would help you fulfil vital life activities like going to work or purchasing groceries. Purchasing a new home using a loan is also more practical and economical option than living on a rented property in the long run.

Final thoughts in obtaining a 10000 loan

Aside from having the right reason to take out a 10000 loan, there are also other important things that you might want to consider to ensure that your borrowing experience won’t be something that you will regret down the road.

  • Determine the payment terms and conditions. Every 10000 loan has its own unique payment terms and conditions and this can vary from lender to lender. First, you need to know whether your repayments are on a monthly or fortnightly basis so you will know how much money you will need to set aside from your budget every month. Second, you should also know if there are any penalties in late or advance payments so you can have a feel for how you should pay off your loan.


  • Cut off on unnecessary expenses – Now that you have a loan that you need to pay off, you will want to spend back on those things that are unnecessary. So instead of taking out coffees from Starbucks and dinners from restaurants, you can try preparing them at home to cut back on your daily expenses.

A 10000 loan will give you the freedom to cover various financial needs now rather than later and this is important in every person’s life. Bear in mind the things that have been discussed above so you can read most of the benefits of taking out a loan and only a few or none of its disadvantages.

why get 10000 loan

Competitive Examples From Other Companies

Loan amount
Loan term
1-5 years
Very flexible
Apply Now

Show More ▼

Loan amount
Loan term
1-10 years
Apply Now

Show More ▼

Get matched with a qualified lender today!

You will need to be over 18 and a UK resident with a valid UK address. You must also have a monthly income (from benefits or a job) and a UK bank account.

Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

3 most recent personal loan reviews

Review of Avant

The online application is fast and efficient! I was hesitant about "linking in" to my online bank account......However this made the whole application process far quicker! I can honestly recommend Avant - especially if you are worried about being judged on any previous credit history problems......Avant didn't do that! Just a thorough and fair service with good APR.

Review posted by Trevor Donahue, Derry

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Lending Works

Seamless and fluent from application to funds available. Outstanding rate, not match-able anywhere! I can't recommend any higher! Thank you, greatly appreciated and very happy customer.

Review posted by Mark Phillips, Portchester

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Zopa

I do have to say one of the best loan sites i have come across, they make everything so easy, with not very good credit history i did't think i had a chance but they accepted me and i can get my life back on track. Thank you again amigo loans.

Review posted by Wayne Crouch, Plymouth

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All Reviews have been acquired from https://uk.trustpilot.com/ to guarantee authenticity.


MONEYBOLT IS A CREDIT BROKER AND NOT A LENDER. We pass your information to a lender once you have been accepted for a plan. We take a fee from the lender only, once you’re approved and we do not add charges to your plan in doing so.

YOU MUST MAKE ALL AGREED PAYMENTS TO AVOID LEGAL ACTION. If for any reason you will be unable to pay the agreed instalment then contact us immediately. Do not ignore the issue as a default payment will not solve itself.

NEVER BORROW MORE THAN YOU CAN AFFORD. Defaulting on payments can lead to serious and life changing financial issues. Make sure you only accept an agreement that is within your ability to repay.

MoneyBolt.co.uk is a registered trading style of Serpable Ltd, which is an Introducer Appointed Representative of Quint Group Limited and is entered on the financial services register under the reference number 780328. Quint Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 669450. Serpable Ltd is registered in England and Wales (Company number: 10699069), Registered Office, 17 Collingbourne Avenue, Bournemouth, Dorset. BH6 5QR.

Scam Alert – Beware of impersonators, we will NEVER EVER ask for upfront payments, transfer fees or vouchers to guarantee a loan