Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk
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Unsecured Loans

  • Loans from £50 – £25,000
  • 60 Second Applications with Instant Decisions
  • Every Responsible Lender
AS EASY AS
1
Fill in the application form
2
Get an offer from the best lender
3
Get funds straight into your account

Representative 305.9% APR. Representative example: £400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% pa (variable)
We are an Introducer Appointed Representative of Quint Group Limited, who are a credit broker not a lender. moneybolt Introduces customers to Monevo Ltd who are an Appointed Representative of Quint Group Ltd. for the purposes of obtaining a loan. LoanLoad does not provide any loan or consumer credit products directly.

Unsecured Loans

Warning:
Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Loans subject to status. Over 18s only. Minimum loan amount may apply.
Rates from 4.5% APRC to 65.2% APRC are available – the highest rate is for customers with severe credit problems. Loans available from 1-25 years. TYPICAL 10.9% APRC variable

Why people choose us

Low Representative APR

APR takes into account the amount of interest that will be charged to you for borrowing a certain amount of money.

Fair, Fixed Interest Rates

We won’t try and fool you by luring you in on a low-interest rate only for it to change later.

Potential to Payoff Your Loan Early

Some lenders and brokers arrange loans with flexibility at the centre of what they do.

We can Arrange Loans up to £25,000

Apply today and the loan you are looking for could be arranged by our lenders or brokers within a few minutes.

Securing the ideal 5000 Loans for you and your financial needs

Many people take out 5000 loans in the UK for various financial needs and purposes. If you are looking to obtain the kind of funding today, then you’re in for good news because there is an extensive array of options that you can consider and the lenders providing them are in abundance as well. And if you search online, you can apply for 5000 loans practically anywhere and anytime through your smart phone or laptop. But how will you know which option is ideal for you and your financial needs? Below you will know how.

Obtaining the ideal 5000 loans

While the assortment of 5000 loans available gives you plenty of options to choose from, it can also be quite challenging to determine which type of offer from a particular lender are the ideal one for you based on your current financial needs and circumstances. The first step in accomplishing this is by identifying how much you need to borrow. But since you already know what it is as you are looking to borrow 5000 pounds worth of credit, the next things that you might want to think about are:

  • Consider the time frame in which you can comfortably pay 5000 loans. Every person has his own unique preference when it comes to payment durations but ideally, you want to choose a term that is perfectly suited to your budget and present situation.

 

  • Know your options. Shop around and do some research on the available 5000 loans in the UK. Each option will differ from the next so be sure to take your time in identifying which one will serve you and your circumstances best.

 

  • Find out what the requirements are for the type of 5000 loan that you choose. You may need to offer some form of asset or co-signee to become qualified. Make sure that you know all the eligibility information first-hand before you make an application.

 

  • Choose a lender that is FCA licensed and is reputable. You may need to do some digging around to know what the lender’s history is when it comes to serving customers and borrowers. You can also ask other people that you may know like your family and friends or rely on the information from review sites on the best lenders when it comes to 5000 loans.

why choose 5000 loans Carefully go through the considerations and preparations mentioned above so it would be easier and quicker for you the find the ideal 5000 loans in the market. And after you have identified the best lending company that can cater your financing needs, simply make an application to its website. Generally, you can complete a loan application from an online lender in a matter of minutes and get approved shortly after.

Enjoying the most affordable 5000 Loans in the UK

If you want to enjoy the most affordable 5000 loans available in the market, then the best thing to do would be to focus your search on offers that provide the least APR or Annual Percentage rate for a payment term that is comfortable to your budget. You can go about this by:

  1. Applying from a direct lender
  2. Applying from a broker

Depending on the option that you choose, having a solid credit score may also be important to avail the loan deal with the lowest APR. There are also some basic requirements that you will need to satisfy but this will depend entirely on the kind of option you choose and the lender providing it as well. Generally, the requirements needed to obtain 5000 loans include:

  • Being more than 18 years old and a legal resident of the United Kingdom
  • Have a monthly earnings and outgoings that satisfies the loan and lender’s requirements
  • Have an active bank account

In the end, if you have a solid credit rating, it would be easy for you to access numerous kinds of affordable 5000 loans in the UK.

5000 loans for people who have bad credit

The question now is would it still be possible to enjoy affordable 5000 loans if you don’t possess a stellar credit rating? While there are still numerous options available for people with bad credit, majority of them tend to have high interest rates. But it doesn’t mean that there are no longer cheap options available.

If you want to enjoy 5000 loans for bad credit minus those hefty interest rates, here are two things that you can do:
  1. Secure your loan with an asset – Obtaining low interest rate loans is all about mitigating the risk involved in your credit rating. If you have bad credit, one effective way to go about this is by securing your loan deal with an asset like your home or vehicle. The asset will serve as collateral, reducing the risk that lenders have to bear in case of a default and lowering the overall interest rate of your credit agreement as a result.

 

  1. Offer a guarantor – Aside from putting up an asset as collateral to your loan deal, it would also be possible to enjoy affordable 5000 loans even if you have bad credit through a guarantor. The guarantor will also act as security in the part of the lender as in the event that you won’t be able to pay back your loan, the guarantor will be legally required to cover them.

So those where the things that you need to bear in mind if you want to obtain the ideal 5000 loans in the UK. Remember to determine what kind of payment terms suites you and your budget best, the type of option that is ideal to your needs, and apply for a lender that is FCA licensed and reputable. After you have determined these essential factors, focus your search on those loan offers that provide the lowest interest rates. If you have good credit rating, qualifying for affordable loan deals would be easy. If you have bad credit however, you might want to secure your loan deal with an asset or offer a guarantor to mitigate the risk involved in your credit rating why choose 5000 loans

Competitive Examples From Other Companies

Loan amount
1000-15000
Loan term
1-5 years
CUSTOMERSCORES
Very flexible
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Loan amount
1000-35000
Loan term
1-10 years
CUSTOMERSCORES
Excellent
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Get matched with a qualified lender today!

You will need to be over 18 and a UK resident with a valid UK address. You must also have a monthly income (from benefits or a job) and a UK bank account.

Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

3 most recent personal loan reviews

Review of Avant

The online application is fast and efficient! I was hesitant about "linking in" to my online bank account......However this made the whole application process far quicker! I can honestly recommend Avant - especially if you are worried about being judged on any previous credit history problems......Avant didn't do that! Just a thorough and fair service with good APR.

Review posted by Trevor Donahue, Derry

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Lending Works

Seamless and fluent from application to funds available. Outstanding rate, not match-able anywhere! I can't recommend any higher! Thank you, greatly appreciated and very happy customer.

Review posted by Mark Phillips, Portchester

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Zopa

I do have to say one of the best loan sites i have come across, they make everything so easy, with not very good credit history i did't think i had a chance but they accepted me and i can get my life back on track. Thank you again amigo loans.

Review posted by Wayne Crouch, Plymouth

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All Reviews have been acquired from https://uk.trustpilot.com/ to guarantee authenticity.

 

MONEYBOLT IS A CREDIT BROKER AND NOT A LENDER. We pass your information to a lender once you have been accepted for a plan. We take a fee from the lender only, once you’re approved and we do not add charges to your plan in doing so.

YOU MUST MAKE ALL AGREED PAYMENTS TO AVOID LEGAL ACTION. If for any reason you will be unable to pay the agreed instalment then contact us immediately. Do not ignore the issue as a default payment will not solve itself.

NEVER BORROW MORE THAN YOU CAN AFFORD. Defaulting on payments can lead to serious and life changing financial issues. Make sure you only accept an agreement that is within your ability to repay.

MoneyBolt.co.uk is a registered trading style of Serpable Ltd, which is an Introducer Appointed Representative of Quint Group Limited and is entered on the financial services register under the reference number 780328. Quint Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 669450. Serpable Ltd is registered in England and Wales (Company number: 10699069), Registered Office, 17 Collingbourne Avenue, Bournemouth, Dorset. BH6 5QR.

Scam Alert – Beware of impersonators, we will NEVER EVER ask for upfront payments, transfer fees or vouchers to guarantee a loan