Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk

Unsecured Loans

  • Loans from £50 – £25,000
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Representative 305.9% APR. Representative example: £400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% pa (variable)
We are an Introducer Appointed Representative of Quint Group Limited, who are a credit broker not a lender. moneybolt Introduces customers to Monevo Ltd who are an Appointed Representative of Quint Group Ltd. for the purposes of obtaining a loan. LoanLoad does not provide any loan or consumer credit products directly.

Unsecured Loans

Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Loans subject to status. Over 18s only. Minimum loan amount may apply.
Rates from 4.5% APRC to 65.2% APRC are available – the highest rate is for customers with severe credit problems. Loans available from 1-25 years. TYPICAL 10.9% APRC variable

Why people choose us

Low Representative APR

APR takes into account the amount of interest that will be charged to you for borrowing a certain amount of money.

Fair, Fixed Interest Rates

We won’t try and fool you by luring you in on a low-interest rate only for it to change later.

Potential to Payoff Your Loan Early

Some lenders and brokers arrange loans with flexibility at the centre of what they do.

We can Arrange Loans up to £25,000

Apply today and the loan you are looking for could be arranged by our lenders or brokers within a few minutes.

Blacklisted Loans: The second chance you are looking for!

People make mistakes all the time and that’s just part of being human. So when you have been blacklisted because of credit mismanagement in the past, don’t fret because you’re not alone as there are countless others in the UK who face the same unfair judgement. But everyone deserves a second chance and even those who are blacklisted are not exempted from borrowing money. In fact, there are special loans designed for people just like you and they come in the form of blacklisted loans.

Blacklisted loans online

So you won’t waste your precious time and energy in applying for a fruitless loan, its best that you are informed that banks and other mainstream lenders might not be the ideal avenues for financing if you are blacklisted. These lending companies are pretty allergic to people with bad credit; how much more if you are someone whose credit history is littered with negative marks.

why choose blacklisted loans

With that being said, the best place to look for blacklisted loans is through the World Wide Web from online specialist lenders who are experienced and knowledgeable in providing financing solutions to unique borrowers like you. Depending on your own personal needs and present situation, you can consider some of these options to give you the extra funds you are looking for:

1.) Guarantor Loans

These blacklisted loans can help you take out small and medium term loans anywhere from £1,000 – £10,000 despite your adverse credit rating. There is also no need to secure your loan agreement with a high value asset to enjoy competitive rates and flexible payment terms. However, you will need to provide a suitable guarantor in your loan agreement and this is basically someone who will co-sign your loan deal and vouch for your credit worthiness. The person will also be responsible for the loan which means that if you are unable to keep up with your repayments, the guarantor will step-in and cover them.

2.) Logbook Loans

The blacklisted loans are secured on your vehicle which means you will need to be the sole owner of a car, truck, van, or motorcycle to become qualified. Now if you have a vehicle of your own and are comfortable in using it as collateral in a secured credit agreement, log book loans will help you to take out as much as £50,000 with fixed monthly instalment payments. Normally, lenders will permit you to take out as much as 50% of your car’s value. The best thing about the financial products is that you will be allowed to use your car in the entire duration of the loan as long as you stick to your repayment duties.

3.) Online short-term loans

Online short-term loans are the most widely used blacklisted loans in the country. The primary reason for this popularity is due to the amazing ease and speed that the loan provides to qualified borrowers.  The financial products are also a form of short-term personal loan which means that you don’t need to secure your credit agreement with an asset. The borrowing amounts are also small starting from £50 and a maximum of £1,000 with grace periods that can last for just a month or 3 months depending on the lender. And best of all, it’s very easy to qualify. Unlike other loans that require a positive credit rating, online short-term loans can cater any type of credit rating from bad credit to none-existent credit histories.

With all that being said, if you have been blacklisted because of a problematic credit history, a guarantor, logbook, or short-term online line will allow you to secure the necessary funds to cover various financial needs. It’s also worth noting that there are various lenders that provide these blacklisted loans and you can easily reach them online through your smart phone or personal computer.

Paying back your blacklisted loan

You can pay back a blacklisted loan in an assortment of ways and it will depend entirely on the option that you need and on your personal circumstances as well. If you take out an online short-term option like a payday loan, you will generally have to pay back the money that you borrowed plus the interest rates after a month or in your next payday. For larger loans like guarantor and logbook loans, the payment terms can be as short as 6 months and as long as 5 years.

You may also have the option to clear off your debt in advance and save money on lesser interest rate payments as a result. But this will depend entirely on your lender’s terms and policies. There are lenders that allow advance payments and there are those that don’t. There are also those who are in between – they permit advance payments but there is an extra fee involved.

Same day Black Listed Loans

If you are in an emergency situation, you can also consider blacklisted loans that provide same day funding in the UK. These loans are designed to give you the money that you urgently need without delay which means that the application process is as streamlined as possible. The features of the instant loans include:

  • Quick and streamlined application process that can be completed in as little as 15 minutes.
  • The requirements are minimal. You don’t need to have a strong credit rating to get approved as long as you are in the right borrowing age and have an income that can afford the repayments.
  • Online application platforms that can be accessed 24/7 even in holidays.
  • Instant funding that can have your money ready for use in the same day.
  • Safe online transactions that will protect your information from possible tampering and unauthorized access.

So those where the important things that you need to know about blacklisted loans and the options that are readily available to you.  Before you make an application from a potential lender however, always check the qualifications so you will know whether you are eligible or not. Once you have determined the qualifications, try to compare as much options as you can so you can find the perfect blacklisted loans that provide competitive rates and flexible payment terms that are ideal to your situation.

choose blacklisted loans today


Competitive Examples From Other Companies

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1-5 years
Very flexible
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Loan term
1-10 years
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Get matched with a qualified lender today!

You will need to be over 18 and a UK resident with a valid UK address. You must also have a monthly income (from benefits or a job) and a UK bank account.

Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

3 most recent personal loan reviews

Review of Avant

The online application is fast and efficient! I was hesitant about "linking in" to my online bank account......However this made the whole application process far quicker! I can honestly recommend Avant - especially if you are worried about being judged on any previous credit history problems......Avant didn't do that! Just a thorough and fair service with good APR.

Review posted by Trevor Donahue, Derry

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Lending Works

Seamless and fluent from application to funds available. Outstanding rate, not match-able anywhere! I can't recommend any higher! Thank you, greatly appreciated and very happy customer.

Review posted by Mark Phillips, Portchester

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Zopa

I do have to say one of the best loan sites i have come across, they make everything so easy, with not very good credit history i did't think i had a chance but they accepted me and i can get my life back on track. Thank you again amigo loans.

Review posted by Wayne Crouch, Plymouth

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All Reviews have been acquired from https://uk.trustpilot.com/ to guarantee authenticity.


MONEYBOLT IS A CREDIT BROKER AND NOT A LENDER. We pass your information to a lender once you have been accepted for a plan. We take a fee from the lender only, once you’re approved and we do not add charges to your plan in doing so.

YOU MUST MAKE ALL AGREED PAYMENTS TO AVOID LEGAL ACTION. If for any reason you will be unable to pay the agreed instalment then contact us immediately. Do not ignore the issue as a default payment will not solve itself.

NEVER BORROW MORE THAN YOU CAN AFFORD. Defaulting on payments can lead to serious and life changing financial issues. Make sure you only accept an agreement that is within your ability to repay.

MoneyBolt.co.uk is a registered trading style of Serpable Ltd, which is an Introducer Appointed Representative of Quint Group Limited and is entered on the financial services register under the reference number 780328. Quint Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 669450. Serpable Ltd is registered in England and Wales (Company number: 10699069), Registered Office, 17 Collingbourne Avenue, Bournemouth, Dorset. BH6 5QR.

Scam Alert – Beware of impersonators, we will NEVER EVER ask for upfront payments, transfer fees or vouchers to guarantee a loan