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Representative 305.9% APR. Representative example: £400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% pa (variable)
We are an Introducer Appointed Representative of Quint Group Limited, who are a credit broker not a lender. moneybolt Introduces customers to Monevo Ltd who are an Appointed Representative of Quint Group Ltd. for the purposes of obtaining a loan. LoanLoad does not provide any loan or consumer credit products directly.
Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk
Loans subject to status. Over 18s only. Minimum loan amount may apply.
Rates from 4.5% APRC to 65.2% APRC are available – the highest rate is for customers with severe credit problems. Loans available from 1-25 years. TYPICAL 10.9% APRC variable
Why people choose us
Low Representative APR
APR takes into account the amount of interest that will be charged to you for borrowing a certain amount of money.
Fair, Fixed Interest Rates
We won’t try and fool you by luring you in on a low-interest rate only for it to change later.
Potential to Payoff Your Loan Early
Some lenders and brokers arrange loans with flexibility at the centre of what they do.
We can Arrange Loans up to £25,000
Apply today and the loan you are looking for could be arranged by our lenders or brokers within a few minutes.
Unsecured loans explained
Unsecured loans are more straightforward than a secured loan. You borrow money from a bank or another lender and agree to make regular payments until it’s paid in full.
Because the loan isn’t secured by your home, the interest rates tend to be higher. If you don’t make the payments, you might incur additional charges. This could damage your credit rating.
Also, the lender can go to court to try and get their money back. This could include applying for a charging order on your home.
The Money Advice Service UK (www.moneyadviceservice.org.uk) had this to say about unsecured loans, and who better to have things explained by than them.
How to get the best deal
- If you have decided that unsecured loans are the best choice for you, then your first step should be to approach your lender to see what they offer. Research to make sure that you are getting the right loan for you, see if you need a desperate loan or if a payday loan would be more suited. Some will offer special deals to those borrowers who have a good record repaying their mortgage.
- Next, check some comparison websites to see if you can get a better deal with another lender. However, bear in mind that comparison websites do not always offer the most comprehensive selection of deals. As well as researching the cost of borrowing, be sure to compare the terms and conditions and fees of each loan and what could happen if you’re unable to repay.
- If you’re comparing lots of deals on a comparison site, check whether this will show up on your credit file. Some lenders will carry out a full credit check on you if you get a quote for a loan, so it looks like you’ve actually applied for the loan. If this happens lots of times, it could harm your credit rating.
Competitive Examples From Other Companies
Representative Example: The representative rate is 3% APR (fixed) so if you borrow £10,000 over 4 years at a rate of 2.96% p.a (fixed) you will repay £221.17 per month & £10,616.16 in total.
The online application is fast and efficient! I was hesitant about "linking in" to my online bank account......However this made the whole application process far quicker! I can honestly recommend Avant - especially if you are worried about being judged on any previous credit history problems......Avant didn't do that! Just a thorough and fair service with good APR. Review posted by Trevor Donahue, Derry
3 most recent personal loan reviews
The online application is fast and efficient! I was hesitant about "linking in" to my online bank account......However this made the whole application process far quicker! I can honestly recommend Avant - especially if you are worried about being judged on any previous credit history problems......Avant didn't do that! Just a thorough and fair service with good APR.
Review posted by Trevor Donahue, Derry