Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk

Unsecured Loans

  • Loans from £50 – £25,000
  • 60 Second Applications with Instant Decisions
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Representative 305.9% APR. Representative example: £400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% pa (variable)
We are an Introducer Appointed Representative of Quint Group Limited, who are a credit broker not a lender. moneybolt Introduces customers to Monevo Ltd who are an Appointed Representative of Quint Group Ltd. for the purposes of obtaining a loan. LoanLoad does not provide any loan or consumer credit products directly.

Unsecured Loans

Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Loans subject to status. Over 18s only. Minimum loan amount may apply.
Rates from 4.5% APRC to 65.2% APRC are available – the highest rate is for customers with severe credit problems. Loans available from 1-25 years. TYPICAL 10.9% APRC variable

Why people choose us

Low Representative APR

APR takes into account the amount of interest that will be charged to you for borrowing a certain amount of money.

Fair, Fixed Interest Rates

We won’t try and fool you by luring you in on a low-interest rate only for it to change later.

Potential to Payoff Your Loan Early

Some lenders and brokers arrange loans with flexibility at the centre of what they do.

We can Arrange Loans up to £25,000

Apply today and the loan you are looking for could be arranged by our lenders or brokers within a few minutes.

Finding the Right Payday Loans

Getting the right payday loans for your needs can be a difficult task as there are so many types of loans to choose from. On this, the page we will show you the different types of payday loans and a little about each one so that you can make the right choice. Once you know what loan you would like just click on the title to get the full information.

Understanding Low APR Loans

It can be difficult to choose when there are so many different kinds of loans. What is important regardless of what kind of loan you get is definitely the APR and the interest rates they have.

What are Payday Loans

If you don’t already know what a payday loan is then this is the right page for you. Payday loans have become a very popular method of acquiring quick and easy finance for the average person. This page is an overview and explanation.

What is a Payday Loan

Much like the page to the left, this site is for those that do not know what a payday loan is. However, this page is a bit more detailed in the technical side of things and the process taken to apply to give you a deeper understanding.

24 Hour

24 hour payday loans are a simple one, the 24 hour refers to the amount of time, at most, it will take for you to get the money in your account. Accordingly simple application and a quick turn around making your life faster and easier.

Bad Credit

These payday loans are aimed at people with a bad credit score. Regrettably, for many people, this is a reality and having somewhere that will still give them a chance is a strong life line and can help get things back on track.

Cash Advance

Designed to be a quick solution to unexpected problems, cash advance payday loans are a short term plan that is normally no more than 14 days. As a result, if you’ve had something come up out of the blue this is the one for you.

Debt Consolidation

Debt consolidation is for those that have several different amounts owed to several different companies. So by getting a lump sum and paying all the separate parties off you are able to bring all your debt into one manageable payment.

Direct Lenders UK

This group is a page that talks about direct lenders. they use their own physical funds and are not lending loaned money themselves. As a result, this means that your risk is lowered and thus the interest should reflect that.


For when sudden things arise, we all have issues come up that are not planned for. Whatever the emergency may be, we aim to help you as quickly and simply as possible to make sure that you are in the best position to be able to deal with the issue.


Faxless payday loans are done entirely electronically. Therefore you don’t have to send anything via fax or otherwise as everything is done online saving you time and effort and making the whole process so much faster.

Interest Rates

To find the best interest rates follow this link. If your credit isn’t something that will hold you back and you haven’t had trouble applying in the past then this could be a great opportunity to find the very best interest rates from across the market.


For those that have been refused finance elsewhere. We guarantee that anyone who applies will be accepted and it makes the stress involved with trying to get a plan disappear. So if you’ve been turned down already this is probably the one for you.

Instant Approval

If you don’t like hanging around waiting to see if you’ve been accepted, then this is for you. With instant approval payday loans, our team will do their very best to make sure that you get accepted for a plan while you are still on your computer or device.


Finding the right lender can be tough, if it’s something that is important to you then why not let our expert team find the most suitable partner to your needs. They are dedicated to getting you the best plan with the very lowest rates for what you want.

Loan Calculator

Not sure if you can afford to take out a loan? Don’t know if you should take one out? By using a loan calculator you will be able to see what it will cost you and how manageable the plan will be, making for an easier plan experience.

Till Payday

More traditional payday loans that revert back to the simplicity and ease. Thanks to removing the special requirements that many other forms of loans require, you end up with a streamlined process that ends with you getting the money you need.

Low Interest

For those that have slightly more breathing room than that of bad credit payday loans. As a result we will be able to find you the best lender for your needs while making sure that you get the lowest rates possible, saving you money and time.

No Credit Check

If you have bad credit or had trouble being excepted in the past due to a failed credit check then this is perfect for you. By not having a credit check and looking at income instead you will be able to get the payday loan you want regardless of your score.

Advance Payday

Got a small expense coming up? Not got the funds to cover things before your next payday? Get an advance on your income with us to set your mind at ease. Hence just simply pay back the amount when your next paycheck comes in.

Quick Cash

Needs the funds in a hurry? No problem, we will be able to help. With our simple application process and dedicated team of experts, we will be able to get you the finance you want in no time. You can get cash in your account in as little as 15 mins.

Same Day

If you need cash today, whatever the reason may be, we can make sure you sure you get it. We will be able to find a lender within minutes of you completing our quick and easy online application form. One of the fastest acting loans on the market.

Competitive Examples From Other Companies

Loan amount
Loan term
1-5 years
Very flexible
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Loan amount
Loan term
1-10 years
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Get matched with a qualified lender today!

You will need to be over 18 and a UK resident with a valid UK address. You must also have a monthly income (from benefits or a job) and a UK bank account.

Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

3 most recent personal loan reviews

Review of Avant

The online application is fast and efficient! I was hesitant about "linking in" to my online bank account......However this made the whole application process far quicker! I can honestly recommend Avant - especially if you are worried about being judged on any previous credit history problems......Avant didn't do that! Just a thorough and fair service with good APR.

Review posted by Trevor Donahue, Derry

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Lending Works

Seamless and fluent from application to funds available. Outstanding rate, not match-able anywhere! I can't recommend any higher! Thank you, greatly appreciated and very happy customer.

Review posted by Mark Phillips, Portchester

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Zopa

I do have to say one of the best loan sites i have come across, they make everything so easy, with not very good credit history i did't think i had a chance but they accepted me and i can get my life back on track. Thank you again amigo loans.

Review posted by Wayne Crouch, Plymouth

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All Reviews have been acquired from https://uk.trustpilot.com/ to guarantee authenticity.

MONEYBOLT IS A CREDIT BROKER AND NOT A LENDER. We pass your information to a lender once you have been accepted for a plan. We take a fee from the lender only, once you’re approved and we do not add charges to your plan in doing so.

YOU MUST MAKE ALL AGREED PAYMENTS TO AVOID LEGAL ACTION. If for any reason you will be unable to pay the agreed instalment then contact us immediately. Do not ignore the issue as a default payment will not solve itself.

NEVER BORROW MORE THAN YOU CAN AFFORD. Defaulting on payments can lead to serious and life changing financial issues. Make sure you only accept an agreement that is within your ability to repay.

MoneyBolt.co.uk is a registered trading style of Serpable Ltd, which is an Introducer Appointed Representative of Quint Group Limited and is entered on the financial services register under the reference number 780328. Quint Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 669450. Serpable Ltd is registered in England and Wales (Company number: 10699069), Registered Office, 17 Collingbourne Avenue, Bournemouth, Dorset. BH6 5QR.

Scam Alert – Beware of impersonators, we will NEVER EVER ask for upfront payments, transfer fees or vouchers to guarantee a loan