Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk
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Unsecured Loans

  • Loans from £50 – £25,000
  • 60 Second Applications with Instant Decisions
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Representative 305.9% APR. Representative example: £400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% pa (variable)
We are an Introducer Appointed Representative of Quint Group Limited, who are a credit broker not a lender. moneybolt Introduces customers to Monevo Ltd who are an Appointed Representative of Quint Group Ltd. for the purposes of obtaining a loan. LoanLoad does not provide any loan or consumer credit products directly.

Unsecured Loans

Warning:
Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Loans subject to status. Over 18s only. Minimum loan amount may apply.
Rates from 4.5% APRC to 65.2% APRC are available – the highest rate is for customers with severe credit problems. Loans available from 1-25 years. TYPICAL 10.9% APRC variable

Why people choose us

Low Representative APR

APR takes into account the amount of interest that will be charged to you for borrowing a certain amount of money.

Fair, Fixed Interest Rates

We won’t try and fool you by luring you in on a low-interest rate only for it to change later.

Potential to Payoff Your Loan Early

Some lenders and brokers arrange loans with flexibility at the centre of what they do.

We can Arrange Loans up to £25,000

Apply today and the loan you are looking for could be arranged by our lenders or brokers within a few minutes.

Quick Payday Loans from Direct Lenders UK: Understanding the Basics

Payday loans are ideal solutions to problems that require urgent financing. First of all, like unforeseen bills that are due in the coming days. Additionally, car damages that need immediate fixing. If you want to make quick payday loans direct lenders UK and enjoy exclusive benefits that come along with it. You need to understand the basics first. Firstly you need to have a good grasp on what quick payday loans direct lenders are. Secondly, why they are popular options in the UK. Finally, how you can apply for them and this article will help you with it.

Broker vs Direct Lenders UK

While it may be difficult to distinguish direct lenders UK from a broker at first glance. What separates each one from the others lies in the manner in which they operate. Brokers simply gather your information and send them over to their network of lenders. The lenders will go over your application and find out if they can provide your needs. Without a broker, however, you can still apply directly to a legit lender who will cater your application starting from setting up your account up until depositing the money in your bank account.

Payday Loan Direct Lenders UK

So what is a payday loan direct lenders UK? A payday loan direct lenders UK is basically a company who has the legal and financial means to provide loans to its customers without relying on a mediator (i.e. the direct lender gives the loan to the borrower and the borrower makes all the necessary payments directly to that lender). Some lenders rely on lead providers and brokers to transact their services but when it comes to direct lenders UK, however, the transaction is purely a two-way process between their customers, which most often, fosters a greater degree of trust and cooperation between lenders and borrowers.

Finding the Right Direct Payday Lenders UK

So how can you guarantee that you are dealing with the right direct payday lender? By doing a little research, it will be easier for you to filter out the bad ones from the good. Even if you are desperate for a loan make sure you do enough research to save you money.Try to discover the lender’s track record when it comes to dealing with its customers. Are they receiving a tonne of positive feedback or is a mob of angry and discontented customer group writing numerous bad reviews on them? By simply looking at the history of a lender through customer review sites and testimonials, you will have a clear picture of whether or not it is the right lender for you.

The lender that you choose must possess a solid track record and must constantly discover new ways to ensure that customer service and satisfaction is at the optimum. It should also provide easy and convenient application procedures to applicants and provide money as fast as possible so customers can address their urgent financing needs.

What are Payday Loans

Payday loans are small, short-term, unsecured loans designed to help common people deal with emergency finances. You can borrow from £100 up to a few thousand pounds that typically needs to be paid back in your next salary. And because they are unsecured, no collateral is needed making them an appealing option for many borrowers especially those who are simply looking for a quick loan. While they are very easy to avail, it is important to remember that these loans generally come with higher costs and a careful consideration of your finances should be made first before availing for them.

Getting a Direct Lenders UK Payday Loan

The most important thing to keep in mind when getting a payday loan from direct lenders UK is to always undergo a careful evaluation of your present circumstances first to guide you in every decision that you make. Ask yourself, do I need a loan ASAP or is it alright to wait? How much do I need to address my problem? Once you have answered these questions it will be easy for you to find the ideal lender since you already know what you are looking for in your loan. Once you have found a lender that offers the kind of service that suits your needs and present circumstances, try to discover its customer service next. Dealing with a lender that puts great importance in its costumer’s needs and interests, is crucial in building trust and maintaining a healthy business relationship.

Always remember that it is always better to deal with direct lenders UK than relying on a broker when it comes to availing for a quick payday loan. It is also important to find the right direct lenders UK that would provide you with the kind of service that suits your present circumstances and keeps your interest at heart.

Competitive Examples From Other Companies

Loan amount
1000-15000
Loan term
1-5 years
CUSTOMERSCORES
Very flexible
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Loan amount
1000-35000
Loan term
1-10 years
CUSTOMERSCORES
Excellent
Apply Now

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Get matched with a qualified lender today!

You will need to be over 18 and a UK resident with a valid UK address. You must also have a monthly income (from benefits or a job) and a UK bank account.

Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

3 most recent personal loan reviews

Review of Avant

The online application is fast and efficient! I was hesitant about "linking in" to my online bank account......However this made the whole application process far quicker! I can honestly recommend Avant - especially if you are worried about being judged on any previous credit history problems......Avant didn't do that! Just a thorough and fair service with good APR.

Review posted by Trevor Donahue, Derry

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Lending Works

Seamless and fluent from application to funds available. Outstanding rate, not match-able anywhere! I can't recommend any higher! Thank you, greatly appreciated and very happy customer.

Review posted by Mark Phillips, Portchester

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Zopa

I do have to say one of the best loan sites i have come across, they make everything so easy, with not very good credit history i did't think i had a chance but they accepted me and i can get my life back on track. Thank you again amigo loans.

Review posted by Wayne Crouch, Plymouth

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All Reviews have been acquired from https://uk.trustpilot.com/ to guarantee authenticity.

MONEYBOLT IS A CREDIT BROKER AND NOT A LENDER. We pass your information to a lender once you have been accepted for a plan. We take a fee from the lender only, once you’re approved and we do not add charges to your plan in doing so.

YOU MUST MAKE ALL AGREED PAYMENTS TO AVOID LEGAL ACTION. If for any reason you will be unable to pay the agreed instalment then contact us immediately. Do not ignore the issue as a default payment will not solve itself.

NEVER BORROW MORE THAN YOU CAN AFFORD. Defaulting on payments can lead to serious and life changing financial issues. Make sure you only accept an agreement that is within your ability to repay.

MoneyBolt.co.uk is a registered trading style of Serpable Ltd, which is an Introducer Appointed Representative of Quint Group Limited and is entered on the financial services register under the reference number 780328. Quint Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 669450. Serpable Ltd is registered in England and Wales (Company number: 10699069), Registered Office, 17 Collingbourne Avenue, Bournemouth, Dorset. BH6 5QR.

Scam Alert – Beware of impersonators, we will NEVER EVER ask for upfront payments, transfer fees or vouchers to guarantee a loan