Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk

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Representative 305.9% APR. Representative example: £400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% pa (variable)
We are an Introducer Appointed Representative of Quint Group Limited, who are a credit broker not a lender. moneybolt Introduces customers to Monevo Ltd who are an Appointed Representative of Quint Group Ltd. for the purposes of obtaining a loan. LoanLoad does not provide any loan or consumer credit products directly.

Unsecured Loans

Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Loans subject to status. Over 18s only. Minimum loan amount may apply.
Rates from 4.5% APRC to 65.2% APRC are available – the highest rate is for customers with severe credit problems. Loans available from 1-25 years. TYPICAL 10.9% APRC variable

Why people choose us

Low Representative APR

APR takes into account the amount of interest that will be charged to you for borrowing a certain amount of money.

Fair, Fixed Interest Rates

We won’t try and fool you by luring you in on a low-interest rate only for it to change later.

Potential to Payoff Your Loan Early

Some lenders and brokers arrange loans with flexibility at the centre of what they do.

We can Arrange Loans up to £25,000

Apply today and the loan you are looking for could be arranged by our lenders or brokers within a few minutes.

Your Helpful Guide to Quick Guaranteed Payday Loans

What are quick guaranteed payday loans and how do they work? How much money can you avail for and when can you pay it back? What about the general costs, are they unnecessarily high or reasonably priced? Is it really guaranteed? These are some of the questions that might come to mind when we hear the words ‘guaranteed payday loan’. As a result, this article will tackle all these questions in detail. Rather walking you through all the important information that you need to know about them.

What are Guaranteed Payday Loans?

A guaranteed payday loan, as its name implies, guarantees that your application will be accepted by a direct lender. Thus this is only once the necessary information has been sent to the lender. They are also called high acceptance rate loans because they provide higher approval rates compared to other types of credit. They are also short-term unsecured loans, which means that they do not require collateral and have short maturity periods. Hence the usual term period is just for a few months. Also if you are in dire need of cash but are reluctant to avail for a loan. Especially after having been rejected numerous times by banks and other lending institutions this might be best. Therefore you might want to explore these loans and it’s a comforting guarantee.

How can you apply for them?

When you apply for this credit, you can avail for a few thousand pounds depending on the lender. Yet you will need to pay it back after a few weeks or months. You can avail of it online, due to the application process being generally quick and easy. In addition to the use of a computer or even your mobile phone via the internet. The lender will normally ask you to provide some basic but vital information regarding your residence, current employment status, and personal bank account details. While the money will generally be deposited in your bank once your application is approved. As a result, your lender will ask you for your bank account number.

Who can use them?

Virtually anyone can use them as long as they meet the general criteria that lenders require in the application process. If you are in an emergency situation since speed is crucial and you don’t want to waste time on applying for a loan that will get your application denied in the end. Therefore you simply can’t afford it, especially if important bills are due in a couple of days. Since what you need are a quick and sure way to get money and these loans will give you just that. Furthermore unexpected expenses that require urgent attention, these loans can be an ideal solution.

How do you repay them?

Normally, you need to pay back the money that your borrowed plus some extra fees that the lender will charge in your next salary. Because the exact date when it will be due will be indicated once you avail of it. Lenders will expect you to repay the money that they lent you in almost one single payment. How much lenders charge for their services is reflected in the total APR and this is one area that you need to look into when opting for a loan. Therefore always choose the one that gives you the least APR since it will be the deal that will provide you with the least cost. The most recent cap in interest rates that the FCA has implemented on payday loans is at 0.8%. Therefore lenders cannot go over that cap or they will be violating the law.

Finding a Reliable Lender

In recent years, payday loans have received plenty of bad feedback and criticisms from borrowers and consumer groups alike. Due to this bad reputation, financial experts have lost faith in them. A lot of financial experts would even advise you to stay away from them altogether and to avoid using them as much as you can because of their potential to create a spiral debt.

However, the notorious reputation that these loans have been carrying for quite some time now can be blamed largely on bad business practices made by loan sharks and irresponsible lenders. Because they lend money to as many borrowers as they can without considering whether or not these people can actually afford such a loan and the costs that come with it. As a result when they miss out on their payments, the lenders would just add further interest rate as penalty and this will continue on and on until the total amount of money that the borrowers have paid for in interest rate will have already exceeded the amount that they borrowed for and they haven’t even got out of the debt yet.

This is why it is important that you find a reliable lender who will help you find the deal that works best for and your current financial situation. Most of all always borrow from a reliable lender who is concerned not just in making money but in helping you overcome the financial difficulty that you are currently facing.

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You will need to be over 18 and a UK resident with a valid UK address. You must also have a monthly income (from benefits or a job) and a UK bank account.

Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

3 most recent personal loan reviews

Review of Avant

The online application is fast and efficient! I was hesitant about "linking in" to my online bank account......However this made the whole application process far quicker! I can honestly recommend Avant - especially if you are worried about being judged on any previous credit history problems......Avant didn't do that! Just a thorough and fair service with good APR.

Review posted by Trevor Donahue, Derry

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Lending Works

Seamless and fluent from application to funds available. Outstanding rate, not match-able anywhere! I can't recommend any higher! Thank you, greatly appreciated and very happy customer.

Review posted by Mark Phillips, Portchester

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Zopa

I do have to say one of the best loan sites i have come across, they make everything so easy, with not very good credit history i did't think i had a chance but they accepted me and i can get my life back on track. Thank you again amigo loans.

Review posted by Wayne Crouch, Plymouth

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All Reviews have been acquired from https://uk.trustpilot.com/ to guarantee authenticity.

MONEYBOLT IS A CREDIT BROKER AND NOT A LENDER. We pass your information to a lender once you have been accepted for a plan. We take a fee from the lender only, once you’re approved and we do not add charges to your plan in doing so.

YOU MUST MAKE ALL AGREED PAYMENTS TO AVOID LEGAL ACTION. If for any reason you will be unable to pay the agreed instalment then contact us immediately. Do not ignore the issue as a default payment will not solve itself.

NEVER BORROW MORE THAN YOU CAN AFFORD. Defaulting on payments can lead to serious and life changing financial issues. Make sure you only accept an agreement that is within your ability to repay.

MoneyBolt.co.uk is a registered trading style of Serpable Ltd, which is an Introducer Appointed Representative of Quint Group Limited and is entered on the financial services register under the reference number 780328. Quint Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 669450. Serpable Ltd is registered in England and Wales (Company number: 10699069), Registered Office, 17 Collingbourne Avenue, Bournemouth, Dorset. BH6 5QR.

Scam Alert – Beware of impersonators, we will NEVER EVER ask for upfront payments, transfer fees or vouchers to guarantee a loan