Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk
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Unsecured Loans

  • Loans from £50 – £25,000
  • 60 Second Applications with Instant Decisions
  • Every Responsible Lender
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Fill in the application form
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Representative 305.9% APR. Representative example: £400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% pa (variable)
We are an Introducer Appointed Representative of Quint Group Limited, who are a credit broker not a lender. moneybolt Introduces customers to Monevo Ltd who are an Appointed Representative of Quint Group Ltd. for the purposes of obtaining a loan. LoanLoad does not provide any loan or consumer credit products directly.

Unsecured Loans

Warning:
Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Loans subject to status. Over 18s only. Minimum loan amount may apply.
Rates from 4.5% APRC to 65.2% APRC are available – the highest rate is for customers with severe credit problems. Loans available from 1-25 years. TYPICAL 10.9% APRC variable

Why people choose us

Low Representative APR

APR takes into account the amount of interest that will be charged to you for borrowing a certain amount of money.

Fair, Fixed Interest Rates

We won’t try and fool you by luring you in on a low-interest rate only for it to change later.

Potential to Payoff Your Loan Early

Some lenders and brokers arrange loans with flexibility at the centre of what they do.

We can Arrange Loans up to £25,000

Apply today and the loan you are looking for could be arranged by our lenders or brokers within a few minutes.

Taking a Quick Look at Instant Payday Loans Online

Instant Payday loan lenders are known for providing fast approval decisions. This is on loan applications and instant money payouts that take less than two days. They are the companies that people will turn to in looking for a quick loan to finance an urgent expense. These loans take just a few days to accomplish and do not require any form of collateral. Thus making them an ideal alternative to bank loans and traditional financing. Here are some of the things that you might want to know about these quick loans.

Borrowing Money and How Much

When it comes to searching for a quick loan, the amount of money is important. The money that you want to borrow is the first thing that might come to mind. Most lenders offer from a few hundred pounds to a thousand. A lot of reliable lenders can provide borrowers with small amounts that can be availed in less than 2 days. Often, lenders will provide the credit seekers with the complete details on the amount of money that they want to obtain.

Depending on the lender, you can take out instant credit of up to £1,500 online. To determine whether or not the lender is legit, ask for an FCA (Financial Conduct Authority) Permission License number. Lenders regulated by the FCA will follow strict rules. These rules are designed to protect the borrowers from possible exploitation through exorbitant charges and fees. There is a limit to the amount of interest rate that they can charge on their loans. They are not allowed to make redundant fees in their services.

What If I need more time to pay my loan?

If your budget is simply not enough to pay back the loan, you can always work out on a deal with your lender so won’t suffer from tougher sanctions by defaulting on your payments and violating the agreed terms and conditions. There are plenty of options that you can choose from and normally lenders will provide you with the one that will work best for you and your current situation. Lenders will understand that things will not always work out as planned and they are just as responsible in your loan repayments as you are so if you think that you can’t make your repayments on time, never hesitate to contact your lender to work things out.

What You Should Look Into A Payday Lender

Indeed, it is vital that you are dealing with a reputable lender when looking to make an instant payday loan online. If you want to know if the company that you will be working with can be trusted, here are a few guidelines that you can follow:

  • Make sure that the lender you will be working with displays all the necessary contact details in their websites (phone, chat, email). The company should also indicate its physical address and active office hours.
  • They should also clearly state whether or not they are a broker or a direct lender.
  • Finally, the company should provide an FCA authorisation number on its site. Legit companies will always display it visibly and often, make it a link so you can instantly find out their identity.

Always remember that a reputable lender has no reason to hide and they will always display, in a visible fashion, anything and everything that their costumers need to know about the nature of their company. An essential information that they provide, the more legit they are, as a good rule of thumb.

Bad credit payday loans

It’s also important to note that payday loans can also be offered to borrowers regardless of their credit history. If you currently have a bad credit and are looking for a quick loan online, there are many companies that can provide you with short-term, unsecured payday loans as long as you can meet the basic requirements. While traditional financial institutions like banks will consider credit rating as major criteria in evaluating your application for a loan, a lot of payday loan lenders will look into other areas like the source of income to grant credit to potential borrowers. For instant loans, an active bank account is also necessary since lenders will normally deposit the money that you availed for in your

Always remember that you can always opt for a quick payday loan online if banks and traditional loans are simply not available. The application process is easy and the payouts instant making it an ideal solution for your urgent needs. Just make sure to carefully check your lender first so you will know whether or not you are dealing with a legit company. If you manage to find a reputable lender who will cater your needs, there is no reason why you wouldn’t try payday loans to enjoy instant financial relief.

Competitive Examples From Other Companies

Loan amount
1000-15000
Loan term
1-5 years
CUSTOMERSCORES
Very flexible
Apply Now

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Loan amount
1000-35000
Loan term
1-10 years
CUSTOMERSCORES
Excellent
Apply Now

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Get matched with a qualified lender today!

You will need to be over 18 and a UK resident with a valid UK address. You must also have a monthly income (from benefits or a job) and a UK bank account.

Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

3 most recent personal loan reviews

Review of Avant

The online application is fast and efficient! I was hesitant about "linking in" to my online bank account......However this made the whole application process far quicker! I can honestly recommend Avant - especially if you are worried about being judged on any previous credit history problems......Avant didn't do that! Just a thorough and fair service with good APR.

Review posted by Trevor Donahue, Derry

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Lending Works

Seamless and fluent from application to funds available. Outstanding rate, not match-able anywhere! I can't recommend any higher! Thank you, greatly appreciated and very happy customer.

Review posted by Mark Phillips, Portchester

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Zopa

I do have to say one of the best loan sites i have come across, they make everything so easy, with not very good credit history i did't think i had a chance but they accepted me and i can get my life back on track. Thank you again amigo loans.

Review posted by Wayne Crouch, Plymouth

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All Reviews have been acquired from https://uk.trustpilot.com/ to guarantee authenticity.

MONEYBOLT IS A CREDIT BROKER AND NOT A LENDER. We pass your information to a lender once you have been accepted for a plan. We take a fee from the lender only, once you’re approved and we do not add charges to your plan in doing so.

YOU MUST MAKE ALL AGREED PAYMENTS TO AVOID LEGAL ACTION. If for any reason you will be unable to pay the agreed instalment then contact us immediately. Do not ignore the issue as a default payment will not solve itself.

NEVER BORROW MORE THAN YOU CAN AFFORD. Defaulting on payments can lead to serious and life changing financial issues. Make sure you only accept an agreement that is within your ability to repay.

MoneyBolt.co.uk is a registered trading style of Serpable Ltd, which is an Introducer Appointed Representative of Quint Group Limited and is entered on the financial services register under the reference number 780328. Quint Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 669450. Serpable Ltd is registered in England and Wales (Company number: 10699069), Registered Office, 17 Collingbourne Avenue, Bournemouth, Dorset. BH6 5QR.

Scam Alert – Beware of impersonators, we will NEVER EVER ask for upfront payments, transfer fees or vouchers to guarantee a loan