Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk
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Unsecured Loans

  • Loans from £50 – £25,000
  • 60 Second Applications with Instant Decisions
  • Every Responsible Lender
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Fill in the application form
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Get an offer from the best lender
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Get funds straight into your account

Representative 305.9% APR. Representative example: £400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% pa (variable)
We are an Introducer Appointed Representative of Quint Group Limited, who are a credit broker not a lender. moneybolt Introduces customers to Monevo Ltd who are an Appointed Representative of Quint Group Ltd. for the purposes of obtaining a loan. LoanLoad does not provide any loan or consumer credit products directly.

Unsecured Loans

Warning:
Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Loans subject to status. Over 18s only. Minimum loan amount may apply.
Rates from 4.5% APRC to 65.2% APRC are available – the highest rate is for customers with severe credit problems. Loans available from 1-25 years. TYPICAL 10.9% APRC variable

Why people choose us

Low Representative APR

APR takes into account the amount of interest that will be charged to you for borrowing a certain amount of money.

Fair, Fixed Interest Rates

We won’t try and fool you by luring you in on a low-interest rate only for it to change later.

Potential to Payoff Your Loan Early

Some lenders and brokers arrange loans with flexibility at the centre of what they do.

We can Arrange Loans up to £25,000

Apply today and the loan you are looking for could be arranged by our lenders or brokers within a few minutes.

Finding Low Interest Payday Loans

Anytime in life, an emergency situation can happen, you simply can’t predict when you may be needing some extra money. The banks and mainstream lenders just won’t give you the money that you need in times of dire need. You can always consider payday loans. Taking these loans is fast and easy, you don’t need to look for collateral or guarantor to get sweet deals. One major disadvantage, however, is the costs, which can be a bit higher compared to other forms of credit. The good news, though, is that not all lenders follow the same fees and charges in their services. Here is how you can find low interest payday loans

Comparing Your Low Interest Options

Normally, interest rates will vary depending on where you reside in and the company that you are borrowing from. Here are 3 things that you need consider when finding the best payday loan deal;
Interest Rate – Interest rate is without a doubt the most important thing that you need to consider when availing for a payday loan. To find the best offer, always keep in mind to check the company’s interest rates to their loan services and compare them with different lenders to find out which one offers the most affordable low interest.

  • Extra Fees and Charges – There are lenders who will charge extra for their services so make sure that you have a good idea on what they are upfront to have a clear picture of you might have to pay. Opt for lenders who charge the lowest or better yet those that charge nothing at all.
  • Time to Process your loan – How long you will get the amount that you availed for will depend on the lender so always opt for the one the provides the quickest payout. Applying online might be your best option if you want your money deposited instantly in your bank account, usually in just a few hours or on the same day that your application is approved.

Affordable Payday Loan Features

To find the most affordable payday loans, here are some of the key features that you need to look into:

  • APR or Annual Percentage Rate – Interest rates on payday loans are measured through the APR and this can vary depending on the lender. Affordable loans come with lower APR although they may still be higher than most types of credit like credit card advances and traditional bank loans.
  • Late Payment Charges and Penalties – Lenders will charge you with extra for late and missed payments, loan refinancing, and the like. The FCA has put a cap on how much lenders can charge their borrowers in extra fees and charges just make sure that you opt for the one that provides the least in terms of cost.
  • Applying Online – Affordability in a loan is not only weighed in terms of interest rates and charges but also in the time and money that you spend for applying for it. When taking out a loan in a bank, for example, you also need to consider the costs that you will incur on travelling from your home to its nearest branch, upfront fees for application, and all the time that you need to spend from application to approval. To free yourself from all these expenses, apply online and you won’t have to spend a dime with its easy, fax-less application and instant turnaround that can take just a several minutes to accomplish.
  • Credit Score Not Important – Affordable payday loans are also offered even to borrowers who have bad credit scores. Lenders are only considering whether or not you can repay the loan and if you have a job and your payslip says that you are capable of making the payments, it’s reason enough for lenders to approve your application.

Important Things To Consider Before Applying

When taking on a payday loan, be sure to check the terms and conditions. First, before getting to a legally binding agreement, it is important to have complete knowledge. This means all the different fees and charges attached to it. This way, you will know whether or not it is the kind of affordable deal you are looking for, for a quick loan. Lastly, don’t forget to take your time and always compare lenders and their respective services to land the payday loan deal that provides low-interest rates and instant payouts.

Competitive Examples From Other Companies

Loan amount
1000-15000
Loan term
1-5 years
CUSTOMERSCORES
Very flexible
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Loan amount
1000-35000
Loan term
1-10 years
CUSTOMERSCORES
Excellent
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Get matched with a qualified lender today!

You will need to be over 18 and a UK resident with a valid UK address. You must also have a monthly income (from benefits or a job) and a UK bank account.

Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

3 most recent personal loan reviews

Review of Avant

The online application is fast and efficient! I was hesitant about "linking in" to my online bank account......However this made the whole application process far quicker! I can honestly recommend Avant - especially if you are worried about being judged on any previous credit history problems......Avant didn't do that! Just a thorough and fair service with good APR.

Review posted by Trevor Donahue, Derry

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Lending Works

Seamless and fluent from application to funds available. Outstanding rate, not match-able anywhere! I can't recommend any higher! Thank you, greatly appreciated and very happy customer.

Review posted by Mark Phillips, Portchester

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Zopa

I do have to say one of the best loan sites i have come across, they make everything so easy, with not very good credit history i did't think i had a chance but they accepted me and i can get my life back on track. Thank you again amigo loans.

Review posted by Wayne Crouch, Plymouth

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All Reviews have been acquired from https://uk.trustpilot.com/ to guarantee authenticity.

MONEYBOLT IS A CREDIT BROKER AND NOT A LENDER. We pass your information to a lender once you have been accepted for a plan. We take a fee from the lender only, once you’re approved and we do not add charges to your plan in doing so.

YOU MUST MAKE ALL AGREED PAYMENTS TO AVOID LEGAL ACTION. If for any reason you will be unable to pay the agreed instalment then contact us immediately. Do not ignore the issue as a default payment will not solve itself.

NEVER BORROW MORE THAN YOU CAN AFFORD. Defaulting on payments can lead to serious and life changing financial issues. Make sure you only accept an agreement that is within your ability to repay.

MoneyBolt.co.uk is a registered trading style of Serpable Ltd, which is an Introducer Appointed Representative of Quint Group Limited and is entered on the financial services register under the reference number 780328. Quint Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 669450. Serpable Ltd is registered in England and Wales (Company number: 10699069), Registered Office, 17 Collingbourne Avenue, Bournemouth, Dorset. BH6 5QR.

Scam Alert – Beware of impersonators, we will NEVER EVER ask for upfront payments, transfer fees or vouchers to guarantee a loan