Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk

Unsecured Loans

  • Loans from £50 – £25,000
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Representative 305.9% APR. Representative example: £400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% pa (variable)
We are an Introducer Appointed Representative of Quint Group Limited, who are a credit broker not a lender. moneybolt Introduces customers to Monevo Ltd who are an Appointed Representative of Quint Group Ltd. for the purposes of obtaining a loan. LoanLoad does not provide any loan or consumer credit products directly.

Unsecured Loans

Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Loans subject to status. Over 18s only. Minimum loan amount may apply.
Rates from 4.5% APRC to 65.2% APRC are available – the highest rate is for customers with severe credit problems. Loans available from 1-25 years. TYPICAL 10.9% APRC variable

Why people choose us

Low Representative APR

APR takes into account the amount of interest that will be charged to you for borrowing a certain amount of money.

Fair, Fixed Interest Rates

We won’t try and fool you by luring you in on a low-interest rate only for it to change later.

Potential to Payoff Your Loan Early

Some lenders and brokers arrange loans with flexibility at the centre of what they do.

We can Arrange Loans up to £25,000

Apply today and the loan you are looking for could be arranged by our lenders or brokers within a few minutes.

What to Look for in Taking New Payday Loans

When looking for new payday loans, there are several things that you need to consider. First you need to know how your credit rating will become evaluated since this is normally a primary criteria that traditional lenders look into. Second, you want to know how long the application, approval time, and transfer of funds takes. Lastly, you want to determine how efficient the loans is and whether or not it is ideal in addressing certain financial needs. If you see a payday loan that offers these three important things, then it is a credit decision that you might want to take.

Payday Loans with No Credit Checks

Credit history is a big factor when banks evaluate the eligibility of a loan applicant. If you have a poor credit rating, chances are you will get declined for a loan even if your need for money is very dire. While credit scores don’t decide the true credit worthiness of a borrower like school grades don’t decide how intelligent a student is, it is something that banks and other traditional lenders will rely on to judge the level of risk that they may have to take when granting a loan to an individual. The relationship is obviously inversely proportional: the lower your credit score the higher the risk that lenders see in you.
When you need cash right away to cover an emergency situation, banks are not the ideal place to turn to for a quick loan when your credit score is not that good. You can, however, turn to payday lenders who won’t judge your creditworthiness through your credit score. These lenders, however, will look into your income stream and employment record, instead, in evaluating your application. If you have a decent job that provides you with a reliable salary, then taking out a payday loan to address certain financial needs would be a realistic option.

Same Day Payday Loans

Speed is a vital element when you’re looking for an emergency loan. When the money you searching for is intended to cover medical expenses, emergency car repairs, and urgent bills, you want a loan service that will give you the cash ASAP. Bank loans are simply not the ideal options as you will normally have to wait for at least one week before they will approve a loan and I don’t think you can wait that long when the need for money is very urgent.
If you want instant cash, there is no better option than taking out same day payday loans. These loans, as the name implies, will allow you to get the money that you need on the same day that your application becomes approved. The application process is easy. You are only required to fill in a few vital information that takes several minutes to accomplish and your good to go. The decision time is as quick as the application process itself and you don’t have to wait long to receive a response from your lender after you have submitted your application. And once you are approved, it will take a few hours for your money to be deposited in your bank account. It’s that fast!

Faxless Payday Loans

Convenience is also one area that you want to look into your payday loan. As much as possible, you want to spend the least amount of time and energy possible in availing for it. You don’t want long lines, time consuming interviews, and tons of paperwork if all you need is several hundred pounds to cover up car repairs. You also don’t want to rely on companies that require you to fax certain documents for your application to materialize. There are numerous ways for an application to proceed even online and relying on an old and nearly obsolete tech like a fax machine is simply inconvenient.
Thus, to experience optimum convenience in your application, opt for payday loan lenders that provide fax fewer services in their products. This will not only free you from the burden of accessing a fax machine but it will also speed up the process of your application even further. All you need is to fill in the necessary information in your application form and the lender will do the rest in verifying the authenticity of your information.
Don’t forget, if you’re looking for payday loans, make sure that you opt for those that provide no credit checks, same day payouts, and fax fewer services. Having these three criteria in your loan will surely give you the kind of ease and convenience that you need from a short-term instant loan to address urgent financial needs.

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You will need to be over 18 and a UK resident with a valid UK address. You must also have a monthly income (from benefits or a job) and a UK bank account.

Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

3 most recent personal loan reviews

Review of Avant

The online application is fast and efficient! I was hesitant about "linking in" to my online bank account......However this made the whole application process far quicker! I can honestly recommend Avant - especially if you are worried about being judged on any previous credit history problems......Avant didn't do that! Just a thorough and fair service with good APR.

Review posted by Trevor Donahue, Derry

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Lending Works

Seamless and fluent from application to funds available. Outstanding rate, not match-able anywhere! I can't recommend any higher! Thank you, greatly appreciated and very happy customer.

Review posted by Mark Phillips, Portchester

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Zopa

I do have to say one of the best loan sites i have come across, they make everything so easy, with not very good credit history i did't think i had a chance but they accepted me and i can get my life back on track. Thank you again amigo loans.

Review posted by Wayne Crouch, Plymouth

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All Reviews have been acquired from https://uk.trustpilot.com/ to guarantee authenticity.

MONEYBOLT IS A CREDIT BROKER AND NOT A LENDER. We pass your information to a lender once you have been accepted for a plan. We take a fee from the lender only, once you’re approved and we do not add charges to your plan in doing so.

YOU MUST MAKE ALL AGREED PAYMENTS TO AVOID LEGAL ACTION. If for any reason you will be unable to pay the agreed instalment then contact us immediately. Do not ignore the issue as a default payment will not solve itself.

NEVER BORROW MORE THAN YOU CAN AFFORD. Defaulting on payments can lead to serious and life changing financial issues. Make sure you only accept an agreement that is within your ability to repay.

MoneyBolt.co.uk is a registered trading style of Serpable Ltd, which is an Introducer Appointed Representative of Quint Group Limited and is entered on the financial services register under the reference number 780328. Quint Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 669450. Serpable Ltd is registered in England and Wales (Company number: 10699069), Registered Office, 17 Collingbourne Avenue, Bournemouth, Dorset. BH6 5QR.

Scam Alert – Beware of impersonators, we will NEVER EVER ask for upfront payments, transfer fees or vouchers to guarantee a loan