Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk

Unsecured Loans

  • Loans from £50 – £25,000
  • 60 Second Applications with Instant Decisions
  • Every Responsible Lender
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Representative 305.9% APR. Representative example: £400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% pa (variable)
We are an Introducer Appointed Representative of Quint Group Limited, who are a credit broker not a lender. moneybolt Introduces customers to Monevo Ltd who are an Appointed Representative of Quint Group Ltd. for the purposes of obtaining a loan. LoanLoad does not provide any loan or consumer credit products directly.

Unsecured Loans

Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Loans subject to status. Over 18s only. Minimum loan amount may apply.
Rates from 4.5% APRC to 65.2% APRC are available – the highest rate is for customers with severe credit problems. Loans available from 1-25 years. TYPICAL 10.9% APRC variable

Why people choose us

Low Representative APR

APR takes into account the amount of interest that will be charged to you for borrowing a certain amount of money.

Fair, Fixed Interest Rates

We won’t try and fool you by luring you in on a low-interest rate only for it to change later.

Potential to Payoff Your Loan Early

Some lenders and brokers arrange loans with flexibility at the centre of what they do.

We can Arrange Loans up to £25,000

Apply today and the loan you are looking for could be arranged by our lenders or brokers within a few minutes.

No Credit Check Instant Approval Payday Loans – Why You Need to Have One

You’re looking for a no credit check instant approval loan to address an urgent financial need. But you currently don’t have the luxury of time to wait for it to be approved. You need the money right away or else that urgent financial need will start wrecking havoc in your life. You can’t go to a bank and apply for a traditional loan. Not when knowing that it will take at least seven days before you can use the money. Your credit card limit is already maxed out and making an advance is out of the picture. If you are faced with these circumstances, no credit check instant approval payday loans are worth exploring.

No Credit Checks Involved

When applying for a no credit check instant approval loan, there are numerous hurdles that you need to deal with. One of the biggest is in the form of credit checks. If you have a bad credit history or do not possess one at all. It will normally be difficult for you to get a no credit check instant approval loan. Payday loans that offer quick approval, however, are relatively easy to avail for because they forgo any type of credit check. They use a different group of tests during their application process. They rely on alternative information such as monthly salary and employment history instead, in evaluating potential borrowers.

Guaranteed Even for People with Bad Credit

This type of credit does require checks on applicants, you can use them even if with bad credit ratings. It may be you simply don’t have one because you are a graduate and just started your first job. As long as you are at least 18 years old and can provide proof of a reliable income source. This can be a monthly pay slip, getting this no credit check instant approval loan is almost always guaranteed. It may come with higher costs, however, to compensate the higher level of risk that the lender will have to shoulder.

Fast Application

This loan is designed to cater the needs of people who are currently in an emergency situation so naturally, the application process should be as fast and easy as possible. No need for long interviews from loan managers and all you need to do is fill in an application form and provide the required information and your good to go. Once your submitted application is approved, the money will be transferred to your bank account in just a few minutes. It’s that fast and easy.

Online Application

These no credit check instant approval loans are normally availed online and the online application process will only require you to provide a few certain information that includes:

  • Your Name
  • Age
  • Current Address
  • Name of Employer
  • Employment Title
  • Current Income
  • Bank Details

Depending on the direct lender, it won’t take another day before you can withdraw the money that you borrowed for in your bank account. It is important to note that the entire loan application can be done purely online including the filling up of the application form and even in the signing of agreed terms and conditions which can be accomplished electronically. Staying in touch during the processing stage is also done online via email although the lenders may opt to call you through your phone if ever the need arises.

Indeed, this advanced application process provides great convenience to borrowers especially if you consider the fact that you will have to undergo long lines, numerous paperwork, and awkward interviews from loan managers and then wait for several days before you receive a decision, when opting for traditional loans. When you need money fast, the online guaranteed no credit check instant approval payday loan process is the obvious choice.

Ensuring that your application is guaranteed

Lastly, you may want to keep in mind that your application is not 100% guaranteed even though it has been advertised on the website. There is a chance that it’s not actually the lender itself who is making the claim but a broker who is trying to lure in as many potential applicants as possible. In this instance, the broker will simply send your application to a network of lenders until he finds one that will approve it, often the one with the highest offer, and then receives a commission for it. This is basically how brokers make their money by selling you to the highest bidder. The worse part of it is that a lot of brokers will charge you with upfront fees for a service even thought they get paid by the lender for the lead.

Competitive Examples From Other Companies

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Get matched with a qualified lender today!

You will need to be over 18 and a UK resident with a valid UK address. You must also have a monthly income (from benefits or a job) and a UK bank account.

Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

3 most recent personal loan reviews

Review of Avant

The online application is fast and efficient! I was hesitant about "linking in" to my online bank account......However this made the whole application process far quicker! I can honestly recommend Avant - especially if you are worried about being judged on any previous credit history problems......Avant didn't do that! Just a thorough and fair service with good APR.

Review posted by Trevor Donahue, Derry

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Lending Works

Seamless and fluent from application to funds available. Outstanding rate, not match-able anywhere! I can't recommend any higher! Thank you, greatly appreciated and very happy customer.

Review posted by Mark Phillips, Portchester

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Zopa

I do have to say one of the best loan sites i have come across, they make everything so easy, with not very good credit history i did't think i had a chance but they accepted me and i can get my life back on track. Thank you again amigo loans.

Review posted by Wayne Crouch, Plymouth

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All Reviews have been acquired from https://uk.trustpilot.com/ to guarantee authenticity.

MONEYBOLT IS A CREDIT BROKER AND NOT A LENDER. We pass your information to a lender once you have been accepted for a plan. We take a fee from the lender only, once you’re approved and we do not add charges to your plan in doing so.

YOU MUST MAKE ALL AGREED PAYMENTS TO AVOID LEGAL ACTION. If for any reason you will be unable to pay the agreed instalment then contact us immediately. Do not ignore the issue as a default payment will not solve itself.

NEVER BORROW MORE THAN YOU CAN AFFORD. Defaulting on payments can lead to serious and life changing financial issues. Make sure you only accept an agreement that is within your ability to repay.

MoneyBolt.co.uk is a registered trading style of Serpable Ltd, which is an Introducer Appointed Representative of Quint Group Limited and is entered on the financial services register under the reference number 780328. Quint Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 669450. Serpable Ltd is registered in England and Wales (Company number: 10699069), Registered Office, 17 Collingbourne Avenue, Bournemouth, Dorset. BH6 5QR.

Scam Alert – Beware of impersonators, we will NEVER EVER ask for upfront payments, transfer fees or vouchers to guarantee a loan