Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk

Unsecured Loans

  • Loans from £50 – £25,000
  • 60 Second Applications with Instant Decisions
  • Every Responsible Lender
Fill in the application form
Get an offer from the best lender
Get funds straight into your account

Representative 305.9% APR. Representative example: £400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% pa (variable)
We are an Introducer Appointed Representative of Quint Group Limited, who are a credit broker not a lender. moneybolt Introduces customers to Monevo Ltd who are an Appointed Representative of Quint Group Ltd. for the purposes of obtaining a loan. LoanLoad does not provide any loan or consumer credit products directly.

Unsecured Loans

Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Loans subject to status. Over 18s only. Minimum loan amount may apply.
Rates from 4.5% APRC to 65.2% APRC are available – the highest rate is for customers with severe credit problems. Loans available from 1-25 years. TYPICAL 10.9% APRC variable

Why people choose us

Low Representative APR

APR takes into account the amount of interest that will be charged to you for borrowing a certain amount of money.

Fair, Fixed Interest Rates

We won’t try and fool you by luring you in on a low-interest rate only for it to change later.

Potential to Payoff Your Loan Early

Some lenders and brokers arrange loans with flexibility at the centre of what they do.

We can Arrange Loans up to £25,000

Apply today and the loan you are looking for could be arranged by our lenders or brokers within a few minutes.

Payday Loans no Credit Check: What They Are And What To Avoid

It is difficult to predict when you might need instant access to money. If you possess poor credit history, taking out a loan can prove daunting. If you are currently caught up in this kind of scenario in your life take steps. Taking a look at the payday loan market might prove fruitful. There are plenty of payday loan companies who are willing to lend you the money that you need. All despite your not so appealing credit score. With banks and other traditional lending institutions putting a very high standard on credit worthiness. It might be a good idea to turn your attention to payday loans.

Payday Loans No Credit Check

These types of loans don’t require traditional credit checks. This makes them highly sought options among numerous people in the UK. However, it does not automatically mean that your approval for credit is 100% guaranteed. Because while lenders may dismiss checking on your credit history. They will look into other areas of your qualification such as employment history, previous debts, and current income. This is to determine whether or not you are eligible for the loan.

If your qualifications meet the lender’s eligibility criteria, you will be granted access to a small agreement. This will be a short-term unsecured loan. You will normally have to pay the sum back within a few weeks or on your next payday. The application is generally easy and the payouts very quick. They can very often arrive on the same day that you are approved. This makes them the perfect tools for bridging the cash gap until the next payday.

What You want To Avoid

The quick and easy approval process is very appealing. There are a few things that you might want to keep in mind to avoid getting in a bad deal. There are lenders that are known to exploit unsuspecting borrowers. They prey on those desperate for a quick and convenient loan and you need to be very wary of them.

Here are those things that you need to be aware of:

  • Excess Fees –  Basically, availing for these short term loans are not that expensive. For example, in taking out a £100 loan you may be required to pay £25, one time, after 2 weeks of payment for the service. However, if you miss out on your loan the lender can charge you extra and this is something that you might want to avoid. Always pay your dues on time to prevent incurring extra fees.
  • Repeat short-term lending – If you can’t afford to make the payments the lender may offer you to take out another loan for additional fees. As much as possible, you want to avoid this from happening if you don’t want to rack up accumulated fees. Always use your loan accordingly to cover certain essential needs.
  • Payment Default – Payment default happens when you are financially incapable of paying off your loan or taking on another one. When this happens, the lender can directly withdraw money from your bank account as payment collection. There are certain rules that lenders have to adhere, however, such informing borrowers first hand that they intend to withdraw money from their account to payment collection. They are also not allowed to withdraw money if it is just enough to cover important bills in the borrowers part.
  • Penalties – To avoid incurring penalties from your lender, make sure that you go through the terms and conditions carefully before getting on a loan deal. The terms and conditions will explain the possible penalties that you will shoulder once you violate certain agreements. If you find that such terms and conditions are unfair, putting you at a disadvantage, or something that would be difficult for you to commit on, then move on to the next lender that you feel will provide you with better terms.

Applying for an Online Loan

Deciding on whether or not you need a quick loan can prove daunting. Often times, however, it all boils down to as simple as “Can I afford the costs attached to the loan?” and “If I can afford it, are the costs reasonable enough to justify the purpose for which I intend to use the loan?” If the answer to such questions is yes, then, by all means, consider taking out a payday loan to get you the money that you need fast.

If you are worried that your score will make it impossible to be accepted to a contract then you don’t need to look any further. We will find the best lender for you that needs no credit check for viability and can help you get the finance you want.

And if you don’t have the luxury of time to drive around time looking for the ideal lender that would cater your needs, you can always apply online and enjoy the convenience of taking out a payday loan through your mobile phone. The application is fast, easy, and efficient and normally you won’t have to wait until tomorrow to get the money that you need.

Competitive Examples From Other Companies

Loan amount
Loan term
1-5 years
Very flexible
Apply Now

Show More ▼

Loan amount
Loan term
1-10 years
Apply Now

Show More ▼

Get matched with a qualified lender today!

You will need to be over 18 and a UK resident with a valid UK address. You must also have a monthly income (from benefits or a job) and a UK bank account.

Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

3 most recent personal loan reviews

Review of Avant

The online application is fast and efficient! I was hesitant about "linking in" to my online bank account......However this made the whole application process far quicker! I can honestly recommend Avant - especially if you are worried about being judged on any previous credit history problems......Avant didn't do that! Just a thorough and fair service with good APR.

Review posted by Trevor Donahue, Derry

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Lending Works

Seamless and fluent from application to funds available. Outstanding rate, not match-able anywhere! I can't recommend any higher! Thank you, greatly appreciated and very happy customer.

Review posted by Mark Phillips, Portchester

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Zopa

I do have to say one of the best loan sites i have come across, they make everything so easy, with not very good credit history i did't think i had a chance but they accepted me and i can get my life back on track. Thank you again amigo loans.

Review posted by Wayne Crouch, Plymouth

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All Reviews have been acquired from https://uk.trustpilot.com/ to guarantee authenticity.

MONEYBOLT IS A CREDIT BROKER AND NOT A LENDER. We pass your information to a lender once you have been accepted for a plan. We take a fee from the lender only, once you’re approved and we do not add charges to your plan in doing so.

YOU MUST MAKE ALL AGREED PAYMENTS TO AVOID LEGAL ACTION. If for any reason you will be unable to pay the agreed instalment then contact us immediately. Do not ignore the issue as a default payment will not solve itself.

NEVER BORROW MORE THAN YOU CAN AFFORD. Defaulting on payments can lead to serious and life changing financial issues. Make sure you only accept an agreement that is within your ability to repay.

MoneyBolt.co.uk is a registered trading style of Serpable Ltd, which is an Introducer Appointed Representative of Quint Group Limited and is entered on the financial services register under the reference number 780328. Quint Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 669450. Serpable Ltd is registered in England and Wales (Company number: 10699069), Registered Office, 17 Collingbourne Avenue, Bournemouth, Dorset. BH6 5QR.

Scam Alert – Beware of impersonators, we will NEVER EVER ask for upfront payments, transfer fees or vouchers to guarantee a loan