Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk

Unsecured Loans

  • Loans from £50 – £25,000
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Representative 305.9% APR. Representative example: £400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% pa (variable)
We are an Introducer Appointed Representative of Quint Group Limited, who are a credit broker not a lender. moneybolt Introduces customers to Monevo Ltd who are an Appointed Representative of Quint Group Ltd. for the purposes of obtaining a loan. LoanLoad does not provide any loan or consumer credit products directly.

Unsecured Loans

Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Loans subject to status. Over 18s only. Minimum loan amount may apply.
Rates from 4.5% APRC to 65.2% APRC are available – the highest rate is for customers with severe credit problems. Loans available from 1-25 years. TYPICAL 10.9% APRC variable

Why people choose us

Low Representative APR

APR takes into account the amount of interest that will be charged to you for borrowing a certain amount of money.

Fair, Fixed Interest Rates

We won’t try and fool you by luring you in on a low-interest rate only for it to change later.

Potential to Payoff Your Loan Early

Some lenders and brokers arrange loans with flexibility at the centre of what they do.

We can Arrange Loans up to £25,000

Apply today and the loan you are looking for could be arranged by our lenders or brokers within a few minutes.

Putting Yourself in The Best Payday Loan Places

Perhaps it is inevitable or maybe it is just an absolute necessity or a little bit of both, either way, somewhere down the road in our lives we will have to make a loan of some sort. It could be a home improvement loan to revamp your house, an Auto loan to buy a new car, or a student loan get that degree, but whatever it may be, the more knowledgeable you are the better off you will be. If you need just a few thousand pounds to keep you financially afloat until your next payday, you might want to know where the best payday loan places are. But before you can accomplish that, you must first understand the kind of deal that works best for you given your present circumstances.

Online Payday Loans

The internet is the best place to search for a payday loan that may suit your present needs. There are numerous lenders online that offer a variety of payday loan services and the available options are virtually endless. Whether you are looking to borrow just a few hundred pounds to get you by until the next payday or a thousand pounds to pay for your car’s repairs, there is always a lender that can give you what you need and you don’t have to go anywhere to do it. As long as you have access to the internet, you can shop for the best loan deals, wherever you are and whenever you want.

Choosing a Payday Lender Online

Choosing the best lender involves careful evaluation of the advantages and disadvantages of every potential lender that you come across with and opting for the one who’s advantages greatly benefits your present circumstances and who’s disadvantages you can easily live with. If you don’t want to present your credit information, then choose a lender who doesn’t make credit checks in granting loans. If you don’t have a fax machine and do not have the luxury of time to look for one, then don’t deal with lenders who require faxed documents in their application process. Simply find the lender that will go hand in hand with your current needs and circumstances.

Transparency is a Must

When it comes to choosing the right lender, transparency is a must. You don’t want hidden fees lurking in your deal; only revealing themselves once your payment is due. You want to be aware of every form of a fee that will be attached to your loan once you are legally bonded to it. Knowledge of such fees will help you make an accurate budget for repaying the loan and being blinded to them could deal a significant blow to your financial health and affect your ability to make the proper payments.

Quality & Quantity of Information

And aside from being transparent with their fees and charges, your lender should also provide you with all the information that you need, regarding their loans and services, in perfect detail. They should let you know the minimum and maximum amount that you can avail, the exact period in which your loan will be due, all the available options for repayment, the possible penalties and their implications in the event of late payments, and all the other information that is relevant to your loan. This will help avoid misunderstandings and help accomplish a successful business deal between you and your lender

Rules for payday lenders

Here are the specific rules for payday loan lenders that you need to know to better protect yourself in all your decisions.
Must display specific information on the first page of your contract which includes:

  • The exact amount of loan you are borrowing
    The specific date of maturity
    The nature and method of repayment

Lenders are not allowed to:

  • Request or accept payment through automatic deductions from your paycheck
    Hide information that reveals the cost of taking out a payday loan over time

In the event that you fail to meet the terms and conditions that you have agreed to your loan, the lender cannot:

  • Call you more than 3 times a week or during holidays
    Call your spouse, family, household members, relatives, friends, neighbours, or acquaintances at any time
    Make a post-dated cheque or pre-authorized debit more than once
    Make threats or evoke intimidating words
    Exert unnecessary pressure

Now you have everything you need to know to get that payday loan that will work best for you. You also know how to better protect yourself and your financial welfare when you decide to enter into an agreement with a lender. When the need for a quick loan comes, let your knowledge guide you through every step and decision that you make.

Competitive Examples From Other Companies

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Get matched with a qualified lender today!

You will need to be over 18 and a UK resident with a valid UK address. You must also have a monthly income (from benefits or a job) and a UK bank account.

Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

3 most recent personal loan reviews

Review of Avant

The online application is fast and efficient! I was hesitant about "linking in" to my online bank account......However this made the whole application process far quicker! I can honestly recommend Avant - especially if you are worried about being judged on any previous credit history problems......Avant didn't do that! Just a thorough and fair service with good APR.

Review posted by Trevor Donahue, Derry

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Lending Works

Seamless and fluent from application to funds available. Outstanding rate, not match-able anywhere! I can't recommend any higher! Thank you, greatly appreciated and very happy customer.

Review posted by Mark Phillips, Portchester

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Zopa

I do have to say one of the best loan sites i have come across, they make everything so easy, with not very good credit history i did't think i had a chance but they accepted me and i can get my life back on track. Thank you again amigo loans.

Review posted by Wayne Crouch, Plymouth

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All Reviews have been acquired from https://uk.trustpilot.com/ to guarantee authenticity.

MONEYBOLT IS A CREDIT BROKER AND NOT A LENDER. We pass your information to a lender once you have been accepted for a plan. We take a fee from the lender only, once you’re approved and we do not add charges to your plan in doing so.

YOU MUST MAKE ALL AGREED PAYMENTS TO AVOID LEGAL ACTION. If for any reason you will be unable to pay the agreed instalment then contact us immediately. Do not ignore the issue as a default payment will not solve itself.

NEVER BORROW MORE THAN YOU CAN AFFORD. Defaulting on payments can lead to serious and life changing financial issues. Make sure you only accept an agreement that is within your ability to repay.

MoneyBolt.co.uk is a registered trading style of Serpable Ltd, which is an Introducer Appointed Representative of Quint Group Limited and is entered on the financial services register under the reference number 780328. Quint Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 669450. Serpable Ltd is registered in England and Wales (Company number: 10699069), Registered Office, 17 Collingbourne Avenue, Bournemouth, Dorset. BH6 5QR.

Scam Alert – Beware of impersonators, we will NEVER EVER ask for upfront payments, transfer fees or vouchers to guarantee a loan