Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk

Unsecured Loans

  • Loans from £50 – £25,000
  • 60 Second Applications with Instant Decisions
  • Every Responsible Lender
Fill in the application form
Get an offer from the best lender
Get funds straight into your account

Representative 305.9% APR. Representative example: £400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% pa (variable)
We are an Introducer Appointed Representative of Quint Group Limited, who are a credit broker not a lender. moneybolt Introduces customers to Monevo Ltd who are an Appointed Representative of Quint Group Ltd. for the purposes of obtaining a loan. LoanLoad does not provide any loan or consumer credit products directly.

Unsecured Loans

Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Loans subject to status. Over 18s only. Minimum loan amount may apply.
Rates from 4.5% APRC to 65.2% APRC are available – the highest rate is for customers with severe credit problems. Loans available from 1-25 years. TYPICAL 10.9% APRC variable

Why people choose us

Low Representative APR

APR takes into account the amount of interest that will be charged to you for borrowing a certain amount of money.

Fair, Fixed Interest Rates

We won’t try and fool you by luring you in on a low-interest rate only for it to change later.

Potential to Payoff Your Loan Early

Some lenders and brokers arrange loans with flexibility at the centre of what they do.

We can Arrange Loans up to £25,000

Apply today and the loan you are looking for could be arranged by our lenders or brokers within a few minutes.

Enjoying the Perks of Quick Payday Loans Lenders Only: No Brokers Needed

At first glance, you may just be unaware that the online site that you are looking into is actually a broker and not a lender. Truly, brokers have mastered the art of deception, hiding their true identity while taking advantage of the vulnerability of borrowers who are desperate for a quick loan. And once an applicant is hooked, they will use his information as a priced commodity. Selling it to the lender that will give them the best commission. This is how they make easy money and it’s not hard to understand why you want to avoid them.

Brokers and Quick Payday Loans Lenders Only

Broker sites are basically portals that will direct you to a network of direct lenders. Once your loan gets approved by a certain lender, the brokers will receive a commission from them. Other brokers may still charge you with upfront fees for their services even after receiving commissions, doubling up their income by charging both you and the lender. This is how brokers make their money by simply linking a potential borrower to a direct lender. But, if you really think about it, you can easily avail for a loan from a direct lender. Even without the services of a broker by simply going to the lender’s website and making the deal yourself.

All the broker does is forward you to a direct lender’s website and let you choose a loan term that you want. If you can’t find one that suits you, the broker will simply redirect you to another direct lender until you finally settle on a loan term and make a legal agreement. Once the deal is officially made, the broker has done his job, leaving all payments and future correspondence to you and the lender.

How to Get Payday Loans from a Direct Lender?

When a company says “we connect our borrowers to numerous payday loans direct lenders” or “we will provide you with a network of reliable direct lenders” or anything that gives the message “we don’t offer loans but we know some who does and we can point them to you” on their website, it’s a broker and you don’t want to stay long on that site. Also, if you get redirected to another website after you have submitted the application form, then you were dealing with a broker because only lenders have the power to evaluate your application, verify the details that you have submitted, and make the decision to enter into a credit agreement with you.

You will know if a company is a direct lender if you can directly avail the loan in its website. All the information on the loan is displayed on its main page including the amount that you want to borrow, the period of repayment, and the interest rates that they charge for it. Also, in the bottom section of their website, you will see the company’s details: that it is a registered lender, with a registered address, and authorised and regulated by the Financial Conduct Authority under a certain registration number.

Perks of Payday Loans Online

Once you find a legit direct lender, this is when you enjoy the perks of payday loans online. You will find that the entire application process is a breeze with approval decisions taking just a matter of minutes. And once you are approved, you could even see the money deposited in your account within a single business day. If you are 18 years of age, a citizen of the country in which you are applying for the loan, possess a reliable income stream, and have a personal bank account that can receive money transfers, chances are you will instantly be approved for a payday loan online.

Bad credit does not also mean automatic rejection as lenders have their own criteria when assessing an application and you will find that there are plenty who are ready to lend you the money that you need despite your poor credit score as long as they can see that you have a good source of income and getting into a repayment agreement with you is realistic.

Now you know how brokers operate and what you can do to avoid them. You also know how to separate the legit lenders from the brokers by simply navigating through their respective websites. Once you have found a direct lender that offers reliable services, this is the time where you will truly enjoy the perks of quick payday loans online.

Competitive Examples From Other Companies

Loan amount
Loan term
1-5 years
Very flexible
Apply Now

Show More ▼

Loan amount
Loan term
1-10 years
Apply Now

Show More ▼

Get matched with a qualified lender today!

You will need to be over 18 and a UK resident with a valid UK address. You must also have a monthly income (from benefits or a job) and a UK bank account.

Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

3 most recent personal loan reviews

Review of Avant

The online application is fast and efficient! I was hesitant about "linking in" to my online bank account......However this made the whole application process far quicker! I can honestly recommend Avant - especially if you are worried about being judged on any previous credit history problems......Avant didn't do that! Just a thorough and fair service with good APR.

Review posted by Trevor Donahue, Derry

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Lending Works

Seamless and fluent from application to funds available. Outstanding rate, not match-able anywhere! I can't recommend any higher! Thank you, greatly appreciated and very happy customer.

Review posted by Mark Phillips, Portchester

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Zopa

I do have to say one of the best loan sites i have come across, they make everything so easy, with not very good credit history i did't think i had a chance but they accepted me and i can get my life back on track. Thank you again amigo loans.

Review posted by Wayne Crouch, Plymouth

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All Reviews have been acquired from https://uk.trustpilot.com/ to guarantee authenticity.

MONEYBOLT IS A CREDIT BROKER AND NOT A LENDER. We pass your information to a lender once you have been accepted for a plan. We take a fee from the lender only, once you’re approved and we do not add charges to your plan in doing so.

YOU MUST MAKE ALL AGREED PAYMENTS TO AVOID LEGAL ACTION. If for any reason you will be unable to pay the agreed instalment then contact us immediately. Do not ignore the issue as a default payment will not solve itself.

NEVER BORROW MORE THAN YOU CAN AFFORD. Defaulting on payments can lead to serious and life changing financial issues. Make sure you only accept an agreement that is within your ability to repay.

MoneyBolt.co.uk is a registered trading style of Serpable Ltd, which is an Introducer Appointed Representative of Quint Group Limited and is entered on the financial services register under the reference number 780328. Quint Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 669450. Serpable Ltd is registered in England and Wales (Company number: 10699069), Registered Office, 17 Collingbourne Avenue, Bournemouth, Dorset. BH6 5QR.

Scam Alert – Beware of impersonators, we will NEVER EVER ask for upfront payments, transfer fees or vouchers to guarantee a loan