Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk

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Representative 305.9% APR. Representative example: £400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% pa (variable)
We are an Introducer Appointed Representative of Quint Group Limited, who are a credit broker not a lender. moneybolt Introduces customers to Monevo Ltd who are an Appointed Representative of Quint Group Ltd. for the purposes of obtaining a loan. LoanLoad does not provide any loan or consumer credit products directly.

Unsecured Loans

Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Loans subject to status. Over 18s only. Minimum loan amount may apply.
Rates from 4.5% APRC to 65.2% APRC are available – the highest rate is for customers with severe credit problems. Loans available from 1-25 years. TYPICAL 10.9% APRC variable

Why people choose us

Low Representative APR

APR takes into account the amount of interest that will be charged to you for borrowing a certain amount of money.

Fair, Fixed Interest Rates

We won’t try and fool you by luring you in on a low-interest rate only for it to change later.

Potential to Payoff Your Loan Early

Some lenders and brokers arrange loans with flexibility at the centre of what they do.

We can Arrange Loans up to £25,000

Apply today and the loan you are looking for could be arranged by our lenders or brokers within a few minutes.

Why you might want to take out same day loans

As same day loans become easily and increasingly accessible online, many borrowers in the UK now have a legitimate credit product that they can turn to in times of cash emergencies. But if you already don’t know, the instant short-term cash loans tend to have high interest rates compared to other traditional loan options particularly those offered by banks and credit unions. But despite its more expensive price tag, more and more borrowers all over the UK continue to rely on same day loans for various reasons and below we will discuss all of them.

Same day loans in the UK

But before we dive in to the reasons as to why you might want to opt with same day loans in the UK, we might want to define what the financial products are first. Just like payday loans and other short-term cash loans, same day loans are unsecured types of credit that provide quick and seamless funding to qualified borrowers.

The kind of speed and ease that same day loans offer is what separates it from all the other unsecured forms of loans in the market especially those offered by conventional lenders. Because as its name suggests, you can have the money that you requested for ready for use in the same day you completed your application for a same day loan.

And if you want to make things even faster, easier, and more convenient for your part, you can apply for same day loans online that will only require you to complete an application form that takes less than 15 minutes of your time. And once you have accomplished and submitted your online application, you will receive an instant decision from your lender in a matter of minutes. If your application is approved, the loan amount that you requested for will be transferred to your account after an hour or two but always in the same day.

benefits of same day loans

The overall speed of your same day loan transaction will differ from lender to lender and on the kind of option that you apply for whether it’s a payday loan or any other type of cash loan. But nevertheless, every same day loan lender will always look to have the money deposited into the borrower’s account within 24 hours.

And because of the internet and the advancement of technology, coupled with an increasingly competitive loan industry, many lenders in the UK are now willing and able to provide same day funding for various other types of loans that normally required at least two days to complete such as:

  1. Same day personal loans
  2. Same day guarantor loans
  3. Same day logbook loans
  4. Same day business loans
  5. Same day student loans
  6. Same day doorstep loans
  7. And many more types of loans

The Benefits of Same day Loans

Now we come to the main point of this discussion which is the reason why you may want to consider same day loans. Now every borrower is unique and the type of loan that works best for you will depend entirely on your personal needs and present circumstances. With same day loans however, they are reasonable financial products because:

1.) Ideal solutions to emergency cash problems

If you need to cover numerous bills and costs right away or else they will bring in some serious consequences – e.g. your landlord might kick you out when you can’t pay the rent that is due in the next few days – same day loans are solutions that you can consider. The loans can help you enjoy the extra funding that you need in the same day which makes it an ideal option if you are in an emergency situation.

2.) Very accessible

Same day loans are designed to be accessible to any type of borrower. When you have a bad credit rating, it would be extremely difficult to obtain traditional bank loans and other financial products in the UK. With a same day loans however, you can still get approved even if you don’t have that solid credit rating that many types of loans require.

3.) Flexible payment terms

If you are uncomfortable with strict and rigid payment terms, same day loans are the options that you might want to look into. Same day loan lenders generally provide borrowers with flexible payment terms that are tailored to their present financial circumstances. This makes it easier for you to pay off your loan without much stress and anxiety.

4.) Available to the unemployed

Life is unpredictable and when your company decides to cut costs or if the market becomes sluggish, you can become the unfortunate victim of unemployment. If you lose your job, your income may stop or become diminished but your expenses won’t. Thus, if you are unemployed and looking for a reliable means to secure extra funding, same day loans are options that you can consider.

5.) Available to people with benefits

There are also those who are unemployed but have been successfully making ends meet for years because of benefits. If you are one of them, then you might have already grown tired of visiting one bank to the next hoping that someone will finally grant you the financing that you have been requesting. So you won’t have to waste your precious time and energy in applying for a credit product that will only reject you in the end because of your unique circumstances, try to focus your search on numerous same day loans in the UK and their ability to cater almost any kind of borrower including those who are living under benefits.

6.) Legit financial Products

It’s easy to become suspicious with loan offers that provide amazing features like high approval rates, instant funding, and minimal to no credit checks. While majority of same day loan lenders promise these kinds of benefits to borrowers, they are basically true to their claim. This is because same day loans are 100% legit financial products in the UK that are regulated and backed by the FCA or Financial Conduct Authority, the legal governing body of UK’s loan industry. They are not gimmicks and ploys by loan sharks, scam artists, and dubious lenders and even same day loans that are offered online are guaranteed safe for use.

benefits of same day loans


Competitive Examples From Other Companies

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You will need to be over 18 and a UK resident with a valid UK address. You must also have a monthly income (from benefits or a job) and a UK bank account.

Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

3 most recent personal loan reviews

Review of Avant

The online application is fast and efficient! I was hesitant about "linking in" to my online bank account......However this made the whole application process far quicker! I can honestly recommend Avant - especially if you are worried about being judged on any previous credit history problems......Avant didn't do that! Just a thorough and fair service with good APR.

Review posted by Trevor Donahue, Derry

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Lending Works

Seamless and fluent from application to funds available. Outstanding rate, not match-able anywhere! I can't recommend any higher! Thank you, greatly appreciated and very happy customer.

Review posted by Mark Phillips, Portchester

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Zopa

I do have to say one of the best loan sites i have come across, they make everything so easy, with not very good credit history i did't think i had a chance but they accepted me and i can get my life back on track. Thank you again amigo loans.

Review posted by Wayne Crouch, Plymouth

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All Reviews have been acquired from https://uk.trustpilot.com/ to guarantee authenticity.


MONEYBOLT IS A CREDIT BROKER AND NOT A LENDER. We pass your information to a lender once you have been accepted for a plan. We take a fee from the lender only, once you’re approved and we do not add charges to your plan in doing so.

YOU MUST MAKE ALL AGREED PAYMENTS TO AVOID LEGAL ACTION. If for any reason you will be unable to pay the agreed instalment then contact us immediately. Do not ignore the issue as a default payment will not solve itself.

NEVER BORROW MORE THAN YOU CAN AFFORD. Defaulting on payments can lead to serious and life changing financial issues. Make sure you only accept an agreement that is within your ability to repay.

MoneyBolt.co.uk is a registered trading style of Serpable Ltd, which is an Introducer Appointed Representative of Quint Group Limited and is entered on the financial services register under the reference number 780328. Quint Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 669450. Serpable Ltd is registered in England and Wales (Company number: 10699069), Registered Office, 17 Collingbourne Avenue, Bournemouth, Dorset. BH6 5QR.

Scam Alert – Beware of impersonators, we will NEVER EVER ask for upfront payments, transfer fees or vouchers to guarantee a loan