Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk
YOUR GATEWAY TO

Unsecured Loans

  • Loans from £50 – £25,000
  • 60 Second Applications with Instant Decisions
  • Every Responsible Lender
AS EASY AS
1
Fill in the application form
2
Get an offer from the best lender
3
Get funds straight into your account

Representative 305.9% APR. Representative example: £400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% pa (variable)
We are an Introducer Appointed Representative of Quint Group Limited, who are a credit broker not a lender. moneybolt Introduces customers to Monevo Ltd who are an Appointed Representative of Quint Group Ltd. for the purposes of obtaining a loan. LoanLoad does not provide any loan or consumer credit products directly.

Unsecured Loans

Warning:
Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Loans subject to status. Over 18s only. Minimum loan amount may apply.
Rates from 4.5% APRC to 65.2% APRC are available – the highest rate is for customers with severe credit problems. Loans available from 1-25 years. TYPICAL 10.9% APRC variable

Why people choose us

Low Representative APR

APR takes into account the amount of interest that will be charged to you for borrowing a certain amount of money.

Fair, Fixed Interest Rates

We won’t try and fool you by luring you in on a low-interest rate only for it to change later.

Potential to Payoff Your Loan Early

Some lenders and brokers arrange loans with flexibility at the centre of what they do.

We can Arrange Loans up to £25,000

Apply today and the loan you are looking for could be arranged by our lenders or brokers within a few minutes.

desperate loans

What Are Text Loans

One of the best qualities that majority of the loans have nowadays is speed. Borrowers who avail quick cash are able to address their financial concern in a matter of minutes. Instant loans have become helpful when it comes to financing urgent expenses. It’s also beneficial when you are in need of cash and you cannot provide collateral or a guarantor. These types of loan are offered in a quick manner; however, when it comes to easier and faster application process, nothing beats text loans.

A text loan is a good example when it comes to development and technology. In just a few clicks, you can get the financial assistance you need; however, it is only available when you’ve been previously qualified for a loan. There’s no need to go online or visit a physical loan office; instead, you can simply send a text message to get your next loan. Long ago, re-applying for a loan takes time and energy. As a borrower, you need to exert effort in dressing up to impress the lender, endure traffic, and deal with a number of loan providers. You also need to bring a handful of documents with you to suffice their requirements. Overall, it was a huge challenge that every borrower has to go through even if it was their second or third loan. With text loans, such things are not crucial and you can have the loan again in just a snap. You can be qualified even without paperwork; in fact, your eligibility depends on your credit rating and affordability check and lenders will verify this through the information you’ve provided beforehand. In a snap, you can receive the lender’s decision via SMS.

It takes an hour or so to get the confirmation you need and the best part is that you still have the access even after office hours. Most lenders entertain borrowers only during business hours; however, with text loans, you can still submit an application anytime and anywhere. It is available 24 hours and 7 days a week. But if you choose to go beyond the regular working hours, most lenders will inform you that it might take a little longer.

How To Apply For A Text Loan

Just when you thought that online loans are the most comfortable when it comes to acquiring loans, wait until you try a text loan. As mentioned, a text loan is only available once you’ve successfully borrowed a loan. This means that you should go through the online application process so the lender can procure the necessary details. Once you’ve made an account with a text loan provider, you can apply for a new loan online. You need to prove your capability to settle the loan, therefore, you should settle the first loan prior to applying for a text loan. Once your responsibility with the first loan is done, you can now use the text service. With this, you can get the money instantly without going through a lot of paperwork.

Depending on the lender, you will send a specific message to a particular number. In a few minutes, you’ll get a decision reply, stating whether you’ve been approved or not. If you’re successful, you can get the money using the same bank account you’ve utilized beforehand. If you’re rejected, then you may try once more or you can just call their customer service for advice.

How To Know Whether You’re Approved Or Not

Every lender has their own terms and conditions and rate, but on the average, you can get as much as £500. There’s no need to wait for a long time; in fact, after sending a message, you’ll know the result right away. Being a successful applicant doesn’t mean that you will get the loan. Even if you’ve been qualified before, you can still get an unpleasant reply. You may be rejected due to affordability and other factors. In these cases, the lender may suggest a certain amount you can apply for instead.

Applying Using A Different Mobile Number

Changing your mobile number may happen anytime due to various reasons, and some borrowers believe that this will affect their eligibility. Indeed, most lenders will only accept registered mobile numbers because it has a specific PIN. However, you can always notify the lender through a phone call so they can conduct any necessary amendments.

The same thing goes with bank accounts; in case you’ve created a new account, you need to update your details before you apply for a loan. Lenders use this to validate your identity and as their means to send the money. You may still acquire the loan, but you need to inform their customer service right away. Otherwise, you may log in to your online account and update the details on your own.

How Much Does A Text Loan Cost?

One of the reasons why a text loan is cheap is because of its almost free service. You only need to pay the regular amount when texting, therefore, the lender won’t charge anything at all. Think of it like sending a message to your friend – the charge will be reduced in your mobile provider’s regular rate.

What Do You Need To Know About Text Loans?

A text loan is not yet widely available, but with the ease and convenience it provides, it won’t be long until the world knows about it. Technically, this is offered to anyone who has repaid their first loan. As mentioned above, you cannot apply unless you have a successful transaction with the same lender before. First-time borrowers do not need to worry because most loan providers will send an instruction on how they can apply and redeem their money. Most of the times, the message to be sent will follow a certain format, therefore, there’s no need to compose a new message or say words such as “please or “thank you” to increase your chance. The text loan service is automated and you can have the decision in a matter of minutes.

desperate loans
desperate loans
A Variety of Options

If you have decided that a desperate loan is the right unsecured loan for you then you can apply from here.

On the other hand, if you think you need more information regarding desperate loans then why not check out some of the following pages to give yourself more of an insight into what they are capable of.

Bad Credit

Bad Credit

This page will fully explain the relevance of a bad credit score when applying for desperate loans.

In a nutshell, it is still possible to get the cash you’re looking for even with a poor finance history.

Desperate for a Loan

Desperate for a Loan

This page will explain the right procedure to undertake in order to get the best rates for your plan.

We encourage people, regardless of how desperate they are for funds, to fully understand what desperate loans entail. Never borrow more than you can pay back as this could land you in further financial issues.

Desperate for Cash

Desperate for Cash

We all have those times when the cash flow is slow or an unexpected bill has arisen.

You can easily get a top up of funds to help you get back on track with your cash management.

Money Today

Money Today

There is nothing worse than being accepted for a loan plan only to have them tell you that the cash you need will not be with you for 3-5 working days.

We can help you make sure that you get the money you need today.

No Credit Check

No Credit Check

A credit check is one of the most common reasons why people end up being refused loans from bank and high street lending companies.

Find out how we use other criteria to make a decision on your preferred plan

Now

Now

This is for those that are in a particular rush. Maybe there has been an emergency that needs addressing or perhaps there is a time limit on your situation.

It doesn’t matter the reason, we will always work our hardest to get you the money as quickly as possible.

desperate loans

Competitive Examples From Other Companies

Loan amount
1000-15000
Loan term
1-5 years
CUSTOMERSCORES
Very flexible
Apply Now

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Loan amount
1000-35000
Loan term
1-10 years
CUSTOMERSCORES
Excellent
Apply Now

Show More ▼

Get matched with a qualified lender today!

You will need to be over 18 and a UK resident with a valid UK address. You must also have a monthly income (from benefits or a job) and a UK bank account.

Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

3 most recent personal loan reviews

Review of Avant

The online application is fast and efficient! I was hesitant about "linking in" to my online bank account......However this made the whole application process far quicker! I can honestly recommend Avant - especially if you are worried about being judged on any previous credit history problems......Avant didn't do that! Just a thorough and fair service with good APR.

Review posted by Trevor Donahue, Derry

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Lending Works

Seamless and fluent from application to funds available. Outstanding rate, not match-able anywhere! I can't recommend any higher! Thank you, greatly appreciated and very happy customer.

Review posted by Mark Phillips, Portchester

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Zopa

I do have to say one of the best loan sites i have come across, they make everything so easy, with not very good credit history i did't think i had a chance but they accepted me and i can get my life back on track. Thank you again amigo loans.

Review posted by Wayne Crouch, Plymouth

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All Reviews have been acquired from https://uk.trustpilot.com/ to guarantee authenticity.

MONEYBOLT IS A CREDIT BROKER AND NOT A LENDER. We pass your information to a lender once you have been accepted for a plan. We take a fee from the lender only, once you’re approved and we do not add charges to your plan in doing so.

YOU MUST MAKE ALL AGREED PAYMENTS TO AVOID LEGAL ACTION. If for any reason you will be unable to pay the agreed instalment then contact us immediately. Do not ignore the issue as a default payment will not solve itself.

NEVER BORROW MORE THAN YOU CAN AFFORD. Defaulting on payments can lead to serious and life changing financial issues. Make sure you only accept an agreement that is within your ability to repay.

MoneyBolt.co.uk is a registered trading style of Serpable Ltd, which is an Introducer Appointed Representative of Quint Group Limited and is entered on the financial services register under the reference number 780328. Quint Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 669450. Serpable Ltd is registered in England and Wales (Company number: 10699069), Registered Office, 17 Collingbourne Avenue, Bournemouth, Dorset. BH6 5QR.

Scam Alert – Beware of impersonators, we will NEVER EVER ask for upfront payments, transfer fees or vouchers to guarantee a loan