Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk
YOUR GATEWAY TO

Unsecured Loans

  • Loans from £50 – £25,000
  • 60 Second Applications with Instant Decisions
  • Every Responsible Lender
AS EASY AS
1
Fill in the application form
2
Get an offer from the best lender
3
Get funds straight into your account

Representative 305.9% APR. Representative example: £400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% pa (variable)
We are an Introducer Appointed Representative of Quint Group Limited, who are a credit broker not a lender. moneybolt Introduces customers to Monevo Ltd who are an Appointed Representative of Quint Group Ltd. for the purposes of obtaining a loan. LoanLoad does not provide any loan or consumer credit products directly.

Unsecured Loans

Warning:
Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Loans subject to status. Over 18s only. Minimum loan amount may apply.
Rates from 4.5% APRC to 65.2% APRC are available – the highest rate is for customers with severe credit problems. Loans available from 1-25 years. TYPICAL 10.9% APRC variable

Why people choose us

Low Representative APR

APR takes into account the amount of interest that will be charged to you for borrowing a certain amount of money.

Fair, Fixed Interest Rates

We won’t try and fool you by luring you in on a low-interest rate only for it to change later.

Potential to Payoff Your Loan Early

Some lenders and brokers arrange loans with flexibility at the centre of what they do.

We can Arrange Loans up to £25,000

Apply today and the loan you are looking for could be arranged by our lenders or brokers within a few minutes.

desperate loans

Text Loans Direct Lenders

Have you ever been stuck in the middle of nowhere with a broken car? Or run out of money and you need to settle a medical bill? These scenarios are already frustrating and can become worse in a matter of minutes if not handled properly… and immediately; but thanks to text loans direct lenders, you can have the money you need even without a laptop or Internet. The type of loan that these lenders offer has only proven how the advancement of technology has made almost everything possible.

With text loans, all you need is a mobile device and a regular credit from your trusted network and you’re good to go.

Applying For Text Loans

Every text loan lenders have their own instructions when applying for a new credit. But basically, they’ll require that the borrower was successfully qualified for the loan and has settled it beforehand. This means that text loans must be their second loan. Once the loan seeker runs out of money again, they can re-apply using a simple alternative. By following a text format and sending the necessary PIN (Personal Identification Number), the borrower can have the money he needs in a few minutes. For instance, you may type NEED (the amount you want to borrow) 1234 and send it to a specific number. After the lender reviews your message, they will transfer your money to the account you’ve provided before the application. Otherwise, they may decline the amount you’re asking and give you other loan amount options. If you want ease and convenience, apply with text loans direct lenders only.

Choosing The Appropriate Online Lender

By using the Internet, there are already too many lenders to choose from and this may make you feel overwhelmed. Therefore, before hitting the “Apply” button, you may want to do a research first. Here are some of the factors that you need to consider when looking for text loans.

  • High Loan Amounts

Text loans are short-term loans and it offers an amount ranging from £100 to £1,000. What you want is to find a lender who can offer you a higher deal if you’re an existing client so you can use the amount on bigger or more expenses.

  • Lower APR (Annual Percentage Rate)

Like payday loans, this type of loan is avoided by many individuals because it is costly. Indeed, it is expensive because of the extra convenience it offers; therefore, find a lender who offers the lowest interest rate so that you can settle it without any hassle.

  • FREE Fast Funding

When applying for a text loan, some lenders may charge up to £15; however, there are lenders who will allow you to send an SMS without any extra costs. Provide enough time finding a loan provider that offers this feature.

  • Great Customer Service

Even with a low-interest rate and quick transfer, the text loan issuer will be useless if they have poor customer service. Naturally, you will experience problems and the last thing that you want is to have your concerns unanswered.

desperate loans
desperate loans
A Variety of Options

If you have decided that a desperate loan is the right unsecured loan for you then you can apply from here.

On the other hand, if you think you need more information regarding desperate loans then why not check out some of the following pages to give yourself more of an insight into what they are capable of.

Bad Credit

Bad Credit

This page will fully explain the relevance of a bad credit score when applying for desperate loans.

In a nutshell, it is still possible to get the cash you’re looking for even with a poor finance history.

Desperate for a Loan

Desperate for a Loan

This page will explain the right procedure to undertake in order to get the best rates for your plan.

We encourage people, regardless of how desperate they are for funds, to fully understand what desperate loans entail. Never borrow more than you can pay back as this could land you in further financial issues.

Desperate for Cash

Desperate for Cash

We all have those times when the cash flow is slow or an unexpected bill has arisen.

You can easily get a top up of funds to help you get back on track with your cash management.

Money Today

Money Today

There is nothing worse than being accepted for a loan plan only to have them tell you that the cash you need will not be with you for 3-5 working days.

We can help you make sure that you get the money you need today.

No Credit Check

No Credit Check

A credit check is one of the most common reasons why people end up being refused loans from bank and high street lending companies.

Find out how we use other criteria to make a decision on your preferred plan

Now

Now

This is for those that are in a particular rush. Maybe there has been an emergency that needs addressing or perhaps there is a time limit on your situation.

It doesn’t matter the reason, we will always work our hardest to get you the money as quickly as possible.

desperate loans

Competitive Examples From Other Companies

Loan amount
1000-15000
Loan term
1-5 years
CUSTOMERSCORES
Very flexible
Apply Now

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Loan amount
1000-35000
Loan term
1-10 years
CUSTOMERSCORES
Excellent
Apply Now

Show More ▼

Get matched with a qualified lender today!

You will need to be over 18 and a UK resident with a valid UK address. You must also have a monthly income (from benefits or a job) and a UK bank account.

Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

3 most recent personal loan reviews

Review of Avant

The online application is fast and efficient! I was hesitant about "linking in" to my online bank account......However this made the whole application process far quicker! I can honestly recommend Avant - especially if you are worried about being judged on any previous credit history problems......Avant didn't do that! Just a thorough and fair service with good APR.

Review posted by Trevor Donahue, Derry

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Lending Works

Seamless and fluent from application to funds available. Outstanding rate, not match-able anywhere! I can't recommend any higher! Thank you, greatly appreciated and very happy customer.

Review posted by Mark Phillips, Portchester

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Zopa

I do have to say one of the best loan sites i have come across, they make everything so easy, with not very good credit history i did't think i had a chance but they accepted me and i can get my life back on track. Thank you again amigo loans.

Review posted by Wayne Crouch, Plymouth

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All Reviews have been acquired from https://uk.trustpilot.com/ to guarantee authenticity.

 

MONEYBOLT IS A CREDIT BROKER AND NOT A LENDER. We pass your information to a lender once you have been accepted for a plan. We take a fee from the lender only, once you’re approved and we do not add charges to your plan in doing so.

YOU MUST MAKE ALL AGREED PAYMENTS TO AVOID LEGAL ACTION. If for any reason you will be unable to pay the agreed instalment then contact us immediately. Do not ignore the issue as a default payment will not solve itself.

NEVER BORROW MORE THAN YOU CAN AFFORD. Defaulting on payments can lead to serious and life changing financial issues. Make sure you only accept an agreement that is within your ability to repay.

MoneyBolt.co.uk is a registered trading style of Serpable Ltd, which is an Introducer Appointed Representative of Quint Group Limited and is entered on the financial services register under the reference number 780328. Quint Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 669450. Serpable Ltd is registered in England and Wales (Company number: 10699069), Registered Office, 17 Collingbourne Avenue, Bournemouth, Dorset. BH6 5QR.

Scam Alert – Beware of impersonators, we will NEVER EVER ask for upfront payments, transfer fees or vouchers to guarantee a loan