Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk
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Unsecured Loans

  • Loans from £50 – £25,000
  • 60 Second Applications with Instant Decisions
  • Every Responsible Lender
AS EASY AS
1
Fill in the application form
2
Get an offer from the best lender
3
Get funds straight into your account

Representative 305.9% APR. Representative example: £400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% pa (variable)
We are an Introducer Appointed Representative of Quint Group Limited, who are a credit broker not a lender. moneybolt Introduces customers to Monevo Ltd who are an Appointed Representative of Quint Group Ltd. for the purposes of obtaining a loan. LoanLoad does not provide any loan or consumer credit products directly.

Unsecured Loans

Warning:
Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Loans subject to status. Over 18s only. Minimum loan amount may apply.
Rates from 4.5% APRC to 65.2% APRC are available – the highest rate is for customers with severe credit problems. Loans available from 1-25 years. TYPICAL 10.9% APRC variable

Why people choose us

Low Representative APR

APR takes into account the amount of interest that will be charged to you for borrowing a certain amount of money.

Fair, Fixed Interest Rates

We won’t try and fool you by luring you in on a low-interest rate only for it to change later.

Potential to Payoff Your Loan Early

Some lenders and brokers arrange loans with flexibility at the centre of what they do.

We can Arrange Loans up to £25,000

Apply today and the loan you are looking for could be arranged by our lenders or brokers within a few minutes.

desperate loans

Text Loans For Bad Credit

Text loans are simply convenient and there’s no doubt about that. Imagine, all it needs is a few click and in a matter of minutes, you can have the money in your own hands. It is a perfect alternative for those who can’t wait for their next paycheck, in an emergency or have a sudden bill to deal with. The loan offers a modest amount that is enough to tide you over until the next month, and depending on your affordability, you may acquire a bigger loan. Unlike online loans and traditional loans, there’s no need to visit a loan store or use a laptop/desktop to apply. All it needs is a mobile phone to send a message.

Text loans for bad credit are not only beneficial to anyone who is in dire need of money; it can also be useful to those who are suffering from a poor credit remark. CCJs, defaults, arrears, bankruptcy and late payments are some of the factors that decrease your rating and if not fixed, banks and traditional lenders will likely reject you, and constant rejection may only make matters worse. Luckily, these lenders understood that such situations are inevitable, thus, offering a new type of credit in the most convenient way possible. It is available anytime and anywhere so whether you’re on an isolated island or your car was broken, you can guarantee yourself the assistance it needs.

What Are Text Payday Loans?

When you need money fast, opting for traditional lenders is not the best solution. Yes, banks are the primary source of funds; however, their application process is a little more complicated and the waiting time is longer. Text payday loans, on the other hand, offer money fast. There’s no need to fill out an application form nor talk to a lender face-to-face. No time is wasted and in a matter of minutes, you can have the money in your own hands. Like online payday loans, this type of loan gives you the financial support you need when payday is a week or two ahead. However, the entire process is done with your own hands. A laptop and a stable network connection are not necessary; instead, you just need to send a text message to a specific number. After sending the amount and the PIN (Personal Identification Number), you can receive an automated reply telling whether you’re approved or not. Most likely, your application will be granted but in case the text loans bad credit lender rejected your application, you will only be asked to apply for a lower amount instead.

Is Credit Check Necessary?

For all lenders, having a credit check is important; however, this doesn’t mean that you have to back out due to a bad credit. Bad credit text loans are specially designed to people with cases like CCJs, bankruptcy, arrears, defaults, or late payments, and it provides money even with a poor credit rating. However, you need to prove your capability of repaying the loan by providing a pay slip, employment contract, or proofs that you’re receiving benefits, alimonies, or pensions.

desperate loans
desperate loans
A Variety of Options

If you have decided that a desperate loan is the right unsecured loan for you then you can apply from here.

On the other hand, if you think you need more information regarding desperate loans then why not check out some of the following pages to give yourself more of an insight into what they are capable of.

Bad Credit

Bad Credit

This page will fully explain the relevance of a bad credit score when applying for desperate loans.

In a nutshell, it is still possible to get the cash you’re looking for even with a poor finance history.

Desperate for a Loan

Desperate for a Loan

This page will explain the right procedure to undertake in order to get the best rates for your plan.

We encourage people, regardless of how desperate they are for funds, to fully understand what desperate loans entail. Never borrow more than you can pay back as this could land you in further financial issues.

Desperate for Cash

Desperate for Cash

We all have those times when the cash flow is slow or an unexpected bill has arisen.

You can easily get a top up of funds to help you get back on track with your cash management.

Money Today

Money Today

There is nothing worse than being accepted for a loan plan only to have them tell you that the cash you need will not be with you for 3-5 working days.

We can help you make sure that you get the money you need today.

No Credit Check

No Credit Check

A credit check is one of the most common reasons why people end up being refused loans from bank and high street lending companies.

Find out how we use other criteria to make a decision on your preferred plan

Now

Now

This is for those that are in a particular rush. Maybe there has been an emergency that needs addressing or perhaps there is a time limit on your situation.

It doesn’t matter the reason, we will always work our hardest to get you the money as quickly as possible.

desperate loans

Competitive Examples From Other Companies

Loan amount
1000-15000
Loan term
1-5 years
CUSTOMERSCORES
Very flexible
Apply Now

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Loan amount
1000-35000
Loan term
1-10 years
CUSTOMERSCORES
Excellent
Apply Now

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Get matched with a qualified lender today!

You will need to be over 18 and a UK resident with a valid UK address. You must also have a monthly income (from benefits or a job) and a UK bank account.

Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

3 most recent personal loan reviews

Review of Avant

The online application is fast and efficient! I was hesitant about "linking in" to my online bank account......However this made the whole application process far quicker! I can honestly recommend Avant - especially if you are worried about being judged on any previous credit history problems......Avant didn't do that! Just a thorough and fair service with good APR.

Review posted by Trevor Donahue, Derry

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Lending Works

Seamless and fluent from application to funds available. Outstanding rate, not match-able anywhere! I can't recommend any higher! Thank you, greatly appreciated and very happy customer.

Review posted by Mark Phillips, Portchester

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Zopa

I do have to say one of the best loan sites i have come across, they make everything so easy, with not very good credit history i did't think i had a chance but they accepted me and i can get my life back on track. Thank you again amigo loans.

Review posted by Wayne Crouch, Plymouth

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All Reviews have been acquired from https://uk.trustpilot.com/ to guarantee authenticity.

 

MONEYBOLT IS A CREDIT BROKER AND NOT A LENDER. We pass your information to a lender once you have been accepted for a plan. We take a fee from the lender only, once you’re approved and we do not add charges to your plan in doing so.

YOU MUST MAKE ALL AGREED PAYMENTS TO AVOID LEGAL ACTION. If for any reason you will be unable to pay the agreed instalment then contact us immediately. Do not ignore the issue as a default payment will not solve itself.

NEVER BORROW MORE THAN YOU CAN AFFORD. Defaulting on payments can lead to serious and life changing financial issues. Make sure you only accept an agreement that is within your ability to repay.

MoneyBolt.co.uk is a registered trading style of Serpable Ltd, which is an Introducer Appointed Representative of Quint Group Limited and is entered on the financial services register under the reference number 780328. Quint Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 669450. Serpable Ltd is registered in England and Wales (Company number: 10699069), Registered Office, 17 Collingbourne Avenue, Bournemouth, Dorset. BH6 5QR.

Scam Alert – Beware of impersonators, we will NEVER EVER ask for upfront payments, transfer fees or vouchers to guarantee a loan