Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk
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Unsecured Loans

  • Loans from £50 – £25,000
  • 60 Second Applications with Instant Decisions
  • Every Responsible Lender
AS EASY AS
1
Fill in the application form
2
Get an offer from the best lender
3
Get funds straight into your account

Representative 305.9% APR. Representative example: £400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% pa (variable)
We are an Introducer Appointed Representative of Quint Group Limited, who are a credit broker not a lender. moneybolt Introduces customers to Monevo Ltd who are an Appointed Representative of Quint Group Ltd. for the purposes of obtaining a loan. LoanLoad does not provide any loan or consumer credit products directly.

Unsecured Loans

Warning:
Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Loans subject to status. Over 18s only. Minimum loan amount may apply.
Rates from 4.5% APRC to 65.2% APRC are available – the highest rate is for customers with severe credit problems. Loans available from 1-25 years. TYPICAL 10.9% APRC variable

Why people choose us

Low Representative APR

APR takes into account the amount of interest that will be charged to you for borrowing a certain amount of money.

Fair, Fixed Interest Rates

We won’t try and fool you by luring you in on a low-interest rate only for it to change later.

Potential to Payoff Your Loan Early

Some lenders and brokers arrange loans with flexibility at the centre of what they do.

We can Arrange Loans up to £25,000

Apply today and the loan you are looking for could be arranged by our lenders or brokers within a few minutes.

desperate loans

Txtloan Options

Text loan has been in the lending industry for a short while, however, the number of borrowers that it is helping is quickly increasing. Its convenience, primarily, is what makes it popular. Unlike other loans, it has no paperwork required. Primarily, the applicant is a previous client of a text loan lending issuer, such as Txtloan, thus, the borrower has already submitted requirements beforehand. Because of this, there is almost no verification involved, allowing the lender to transfer the loan amount in as fast as an hour, or even less. But then again, such kind of terms often carries a huge risk. In fact, it is more restrictive than the traditional loans and its consequences to those who failed to settle on time are more serious.

Alternative Loans

There are many lenders online offering different types of the loan; therefore, prior to signing up with text loans, you can always look for other cheaper options over the Internet. By allotting enough time and effort, you can find credit unions and other credit issuing establishments that are offering debts on a more reasonable interest rate. One of the most feasible options is the banking overdraft. This method lets the bank account holder withdraw more than their maintaining balance.

In addition, you may turn to credit cards instead when borrowing money. Some borrowers may dread taking this alternative, but if used properly, it can be an effective way to acquire extra cash. Nevertheless, text loans site, such as Txt4loan, come with a set of benefits and drawbacks.

Advantages

Due to the poor economy, there are borrowers suffering from a bad credit history. Because of this, some lenders have created a way to cater to their needs and one of which is the text loans. This loan offers a wide helping hand to those who have limited credit availability, tight budget, and bad credit ratings. In a matter of minutes, the amount can suffice their sudden and unexpected expenses. Text loans are quick to acquire, therefore, it is beneficial to those who are not financially capable. But like other loans, it not for free and it can be expensive, therefore, it’s an ideal option to those who are capable of repaying the loan amount on its due date.

Disadvantages

It is true that text loans can be very dangerous. Proper budgeting must be practiced until the loan is fully settled. Those who cannot repay the loan on time will face a daunting risk. For instance, the loan’s interest may become bigger and aside from this, the lender will charge penalties, such as late and administrative fees.

The loan is settled by allowing the lender to have an access to your bank account. Because of this, they can withdraw your money on the agreed period and if you have insufficient funds, you may acquire administrative fees which are applied by the bank itself.

Without a doubt, text loans are easy to obtain. However, every borrower must fully understand what the loan is about and how it works to avoid repaying for more penalties.

desperate loans
desperate loans
A Variety of Options

If you have decided that a desperate loan is the right unsecured loan for you then you can apply from here.

On the other hand, if you think you need more information regarding desperate loans then why not check out some of the following pages to give yourself more of an insight into what they are capable of.

Bad Credit

Bad Credit

This page will fully explain the relevance of a bad credit score when applying for desperate loans.

In a nutshell, it is still possible to get the cash you’re looking for even with a poor finance history.

Desperate for a Loan

Desperate for a Loan

This page will explain the right procedure to undertake in order to get the best rates for your plan.

We encourage people, regardless of how desperate they are for funds, to fully understand what desperate loans entail. Never borrow more than you can pay back as this could land you in further financial issues.

Desperate for Cash

Desperate for Cash

We all have those times when the cash flow is slow or an unexpected bill has arisen.

You can easily get a top up of funds to help you get back on track with your cash management.

Money Today

Money Today

There is nothing worse than being accepted for a loan plan only to have them tell you that the cash you need will not be with you for 3-5 working days.

We can help you make sure that you get the money you need today.

No Credit Check

No Credit Check

A credit check is one of the most common reasons why people end up being refused loans from bank and high street lending companies.

Find out how we use other criteria to make a decision on your preferred plan

Now

Now

This is for those that are in a particular rush. Maybe there has been an emergency that needs addressing or perhaps there is a time limit on your situation.

It doesn’t matter the reason, we will always work our hardest to get you the money as quickly as possible.

desperate loans

Competitive Examples From Other Companies

Loan amount
1000-15000
Loan term
1-5 years
CUSTOMERSCORES
Very flexible
Apply Now

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Loan amount
1000-35000
Loan term
1-10 years
CUSTOMERSCORES
Excellent
Apply Now

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Get matched with a qualified lender today!

You will need to be over 18 and a UK resident with a valid UK address. You must also have a monthly income (from benefits or a job) and a UK bank account.

Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

3 most recent personal loan reviews

Review of Avant

The online application is fast and efficient! I was hesitant about "linking in" to my online bank account......However this made the whole application process far quicker! I can honestly recommend Avant - especially if you are worried about being judged on any previous credit history problems......Avant didn't do that! Just a thorough and fair service with good APR.

Review posted by Trevor Donahue, Derry

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Lending Works

Seamless and fluent from application to funds available. Outstanding rate, not match-able anywhere! I can't recommend any higher! Thank you, greatly appreciated and very happy customer.

Review posted by Mark Phillips, Portchester

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Zopa

I do have to say one of the best loan sites i have come across, they make everything so easy, with not very good credit history i did't think i had a chance but they accepted me and i can get my life back on track. Thank you again amigo loans.

Review posted by Wayne Crouch, Plymouth

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All Reviews have been acquired from https://uk.trustpilot.com/ to guarantee authenticity.

 

MONEYBOLT IS A CREDIT BROKER AND NOT A LENDER. We pass your information to a lender once you have been accepted for a plan. We take a fee from the lender only, once you’re approved and we do not add charges to your plan in doing so.

YOU MUST MAKE ALL AGREED PAYMENTS TO AVOID LEGAL ACTION. If for any reason you will be unable to pay the agreed instalment then contact us immediately. Do not ignore the issue as a default payment will not solve itself.

NEVER BORROW MORE THAN YOU CAN AFFORD. Defaulting on payments can lead to serious and life changing financial issues. Make sure you only accept an agreement that is within your ability to repay.

MoneyBolt.co.uk is a registered trading style of Serpable Ltd, which is an Introducer Appointed Representative of Quint Group Limited and is entered on the financial services register under the reference number 780328. Quint Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 669450. Serpable Ltd is registered in England and Wales (Company number: 10699069), Registered Office, 17 Collingbourne Avenue, Bournemouth, Dorset. BH6 5QR.

Scam Alert – Beware of impersonators, we will NEVER EVER ask for upfront payments, transfer fees or vouchers to guarantee a loan